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CANADA - FAQ
TRAVEL INSIDE CANADA
It is recommended that travel plans be cancelled. Your decision should be made based on the country that you live in and the place you are travelling to.
Coronavirus has spread greatly, many countries declared nation-wide lockdowns and don’t allow interntional travel. If you have a travel insurance, the best choice is to cancel the plans.
The government of Canada has an emergency order in place under the Quarantine act where all incoming
travellers would have to provide basic that is being asked and undergo screening done by a sercive/quarantine officer. Travellers with symptoms are to isolate immediately.
You can check your flight on the Canada flight tracker website to see whether anyone from a flight you travelled on has the coronavirus. If there was someone who tested positive, you should immediately test yourself too and self-isolate yourself stop further spreading.
You must isolate in a place where you will not have contact with vulnerable people, such as:
people 65 years or older, or people with underlying medical conditions.
You will need to confirm that you have a suitable place to isolate where you will have access to basic necessities, such as food and medication.
You must use private transportation (such as your own vehicle) to get to your place of isolation
You must wear a non-medical mask or face covering while traveling to your place of isolation
If you do not have private transportation or an adequate place to isolate, the Chief Public Health Officer of Canada will designate a facility where you must isolate for 14 days.
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It is solely the traveller’s decision on whether they should cancel their trip or not. But if there is a travel advisory that had been issued, the Canadian gov. advises the people to abide to it.
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Travellers are advised to return to their residence as soon as possible. All new travel insurances and sales are suspended.
If the letter is requested by a government authority, then one should contact the service department of the Ontario Blue Cross.
TRAVEL OUTSIDE CANADA
Having an eTA or a visa along with your work permit doesn’t guarantee that the governemnt will let you back into Canada. You must show the border services officer that you meet all the requirements before they allow you to re-enter.
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Yes. Immediate family members of a person who is a Canadian citizen or permanent resident are exempted from Canada’s COVID-19 travel restrictions and are allowed to board a flight to Canada if they are entering to be with their immediate family member for a period of 15 days or more.
Exemptions to travel restrictions for foreign nationals who are coming to Canada as temporary foreign workers, some international students and approved permanent residents who haven’t landed are now in effect. If you’re exempt, you can travel to Canada, if your travel is deemed essential. Read More…
The COVID-19 Emergency Loan Program will facilitate Canadians’ return to Canada, or help ensure that their basic essential needs are met while they work on their return to Canada, through a repayable loan. read more
You must self-isolate if you have symptoms (fever, cough, respiratory difficulties). In this situation, you should follow the United Kingdom’s procedures and use the 111 online coronavirus service to find out what to do (only call 111 if you cannot get help online, or 999 for emergencies). read more
We recommend that Canadians in the UK who wish to return home do so without delay, while commercial flights to Canada are still available. read more
No. The High Commission of Canada in the UK is currently operating with very reduced on-site presence in line with UK and Canadian government guidance, so we advise against coming to Canada House in person. read more
As foreign governments implement strict travel restrictions and as fewer international transportation options are available, you may have difficulty returning to Canada or may have to remain abroad for an indeterminate period. read more
Many Canadians become ill and require medical assistance when they are outside of Canada. read more
We recommend that Canadians in the UK who wish to return home do so without delay, while commercial flights to Canada are still available. read more
If you are flying, make sure you get insurance for flight cancellation, trip interruption, lost luggage and document replacement. If you are driving, make sure you have driver and vehicle coverage in case you have an accident. read more
Your Canadian health insurance may not pay your medical fees while you are outside Canada. read more
GENERAL QUESTIONS
Canadians most often turn to primary health care services as their first point of contact with the health care system.
Prior approval by your provincial/territorial health insurance plan may be required before coverage is extended for elective (non-emergency) health services obtained outside Canada.
If you are a Canadian citizen or permanent resident, you may apply for public health insurance. With it, you don’t have to pay for most health-care services.
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Canada’s publicly funded health care system is dynamic–reforms have been made over the past four decades and will continue in response to changes within medicine and throughout society. The basics, however, remain the same–universal coverage for medically necessary health care services provided on the basis of need, rather than the ability to pay.
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PREGNANCY AND PERINATAL SERVICES
Prenatal care requires the collaboration and coordination of many different personnel and services. This may include, among others, primary care providers (family physicians, midwives, and nurse practitioners), nurses, obstetricians and other consultant specialists, physician assistants, dietitians, social workers, mental health workers, physiotherapists, prenatal educators, doulas, outreach workers, health educators, home visitors, and psychologists.
Women who receive early and regular prenatal care generally have better outcomes.Not everyone in Canada has equal access to prenatal care. Women-including many Indigenous women and their families, as well as those women and their families living in rural or remote areas of the country – may not always have access to health care providers (HCPs) who are trained in the provision of prenatal care.
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Health of the mother and child during pregnancy and the first years of life are crucial to healthy growth and development. This period begins prior to conception, through pregnancy, birth, post-partum period, infancy, and the first few years of early childhood. Pregnancy and childbirth have an important impact on the physical, mental, emotional and socioeconomic health of women and their families. We offer expertise and resources related to maternal and infant health.
There are different providers of prenatal care, there are also different models of prenatal care, from individual provider, to interprofessional teams, to group prenatal care.
COVID-19 is a new disease and we are still learning how it affects pregnant women. Currently, there is no evidence that suggests pregnant women are at a higher risk of getting COVID-19 or if acquired, having more serious illness. There is also not enough evidence at this time to confirm that a mother can pass COVID-19 to her child during pregnancy.Read more.
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Breastfeeding is recommended, when possible, as it has many health benefits and offers the most protection against infection and illness throughout infancy and childhood. The virus that causes COVID-19 has not been found in breast milk. Breastfeeding can provide important food security for your baby.
FAMILY DOCTORS AND SPECIALISTS
COVID-19 Patient Screening Guidance
Guidance documents on COVID-19 have been produced for a number of health and other sectors.
TORONTO – The association representing Ontario doctors says a proposal from the provincial government to offer advance payments will not be enough to keep clinics open during the COVID-19 pandemic.
We know you are working very hard to keep up with COVID-19 information as it evolves and that you are concerned about insufficient.
CARE GIVERS
Do you support a spouse or common-law partner, or a dependant with a physical or mental impairment? The Canada caregiver credit (CCC) is a non-refundable tax credit that may be available to you.
If you are caring for a person who has been diagnosed with COVID-19, follow this advice to protect yourself and others in the home, as well as those in your community.
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Only one healthy person should provide care.
Do not share personal items with the ill person, such as toothbrushes, towels, bed linen, utensils or electronic devices.
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If possible, people who are at higher risk of serious illness from COVID-19 should not care for someone with COVID-19.
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If you have a dependant with a physical or mental impairment, you may be eligible for the Family Caregiver Amount tax credit.
The Live-in Caregiver Program is closed to new applicants. You can only hire a caregiver through the program if you have:
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Mental Health Commission of Canada.
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Being a caregiver on any given day isn’t easy. In times of crisis, it can become overwhelming for even the best of us. Caregiver burnout is real. To minimize your risk of burnout, taking care of yourself must be just as important as taking care of a loved one. Here are some ideas to help.
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Caregiving on a regular basis can be overwhelming at the best of times, with challenges magnified when trying to work from home during COVID-19. If you have a co-worker who is caring for an elderly loved one or someone with a disability or illness, here are some ways you can support them:
PRIVATE SENIOR RESIDENTS
Quebec is the Canadian province with the highest number of private residential housing spaces for seniors. In 2014, the Canada Mortgage and Housing Corporation estimated that there were nearly 220,000 Canadians aged 65 and over living in private seniors’ residences
The 2011 Census of Population counted nearly 5 million (4,945,000) seniors aged 65 and over in Canada. Of these individuals, 92.1% lived in private households or dwellings (as part of couples, alone or with others) while 7.9% lived in collective dwellings, such as residences for senior citizens or health care and related facilities.
Outbreaks at seniors’ homes have caused hundreds of deaths across Canada, close to half the COVID-19-related fatalities in the country, according to Chief Public Health Officer Theresa Tam.
The amount that you can expect to pay to live in a senior living retirement community will vary greatly. Most residents of retirement communities pay monthly rent for their accommodations and across Canada, monthly fees range from $1,453 to $4,500
Independent living communities are designed for healthy, active seniors who do not need assistance with activities of daily living such as grooming, personal care and eating.
A private seniors’ residence is a rental facility that is occupied or designed to be occupied mainly by people aged 65 or over and where various services are offered, such as: Nursing care,Mess Services,
GENERAL QUESTIONS
You aren’t alone. A lot of kids in Canada are wondering when coronavirus restrictions will ease up and they’ll get to go back to class.
Anxiety is a normal reaction to uncertainty and things that may harm us. For many of us, the coronavirus and the COVID-19 illness make for a very uncertain future.
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The Canada Emergency Response Benefit (CERB) gives financial support to employed and self-employed Canadians who are directly affected by COVID-19.
As the new coronavirus continues to spread across Canada, public health officials are urging Canadians to practise diligent hygiene and social distancing.
You can find the expiry date in the top right corner of your permit. This date is usually the length of your study program, plus 90 days. The extra 90 days gives you time to prepare to leave Canada or to extend your stay in Canada.
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If your in-class courses are being moved to an online-only format because of COVID-19, you’re still eligible for the Post-Graduation Work Permit Program (PGWPP).
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Then we’ll show you a list of benefits that may help in your situation. It will also have links for more information
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The Canada Emergency Student Benefit (CESB) provides financial support to post-secondary students, and recent post-secondary and high school graduates who are unable to find work due to COVID-19.
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Global Affairs Canada’s International Education Division is pleased to provide the following information and guidance that may be of assistance to international students. The resources listed provide information on study permit-related issues, as well as travel restrictions and exemptions that may affect international students, and Government of Canada programs for which international students may be eligible.
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Immigration, Refugees and Citizenship Canada (IRCC) has published detailed information on how the coronavirus disease (COVID-19) is affecting immigration, refugees, citizenship and passport services
Without no further directives from public health and provincial education ministries other than to remain closed, school boards have their hands tied.
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The Canada-wide Education during COVID-19 Tracker compares differences in educational policy and approaches during the pandemic. It will provide an opportunity to understand more about the successes, challenges and evolution of each region’s response.
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It’s 2020, and a new year means new perspectives and changing demands in the workplace.
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STUDIES AND ONLINE CLASSES TRANSITION
You may click on the google meet link given by the cordinator. If you are conducting a google meeting, simply use your google account and the google meet extention to set up a meeting.
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A simple way of joining a meeting is to click on the link provided in the invitation you received through mail.
You can view all your meetings in the meetings tab.
To schedule a meeting, click the schedule a new meeting tab, now you can change the time, date, recurrence of the meeting, topic, duration meeting id, password, default video and audio settings, meeting options.
You can add the meeting to several online calendars, also share the invitation by copying the meeting link.
Once the meeting has started you can choose to either display your video or not and you can also mute/unmute to avoid background noises.
You can add participants to the meeting.
There’s a chat box where you can chat during the meeting,
A manage participants option which shows the people present in the meeting, where you can mute the or give host permissions or remove them, only if you’re a host.
You can also record the video, there’s a closed captions option which enables auto generated captions.
There’s also a share option where you can choose to share a specific window or your whole desktop.
There’s an options tab hovering over the top of the screen which enables you to a tool kit.
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Microsoft Teams.n On Mac, go to the Applications folder and click Microsoft Teams.n On mobile, tap the Teams icon.n2. Sign in with your Microsoft 365 username and password.nThe best way to get familiar with teams and channels is to pick a team and channel and start exploring!nPick a team and channeln1. Select Teams on the left side of the app and then pick a team.nIf you’re not on a team and want to create one, see Onboard your teams.n2. Select a channel and explore the Conversations, Files, and other tabs.nFor more info, see Teams and channels.nStart a new conversation…n…with the whole teamn1. Click Teams, then pick a team and a channel.n2. In the box where you type your message, say what’s on your mind and click Send….n…with a person or groupn1. At the top of the app, click New chat.n2. In the To field, type the name of the person or people you want to chat with.n3. In the box where you type your message, say what’s on your mind and click Send .nReply to a conversationn1. Find the conversation thread you want to reply to.n2. Click Reply, add your message, and click Send.nShare a filen1. In your channel conversation, click Attach under the box where you type your message.n2. Select from these options:n Recentn Browse Teams and Channelsn OneDriven Upload from my computern3. Select a file > Share a link.nIf you’re uploading a file from your computer, select a file, click Open, and then Send .nYou can always see all the files you post to a channel by going to the Files tab.n@mention someonen1. In the box where you type your message, type @, then type the first few letters of the person’s name. You can also @mention entire teams and channels.n2. Select the person. Repeat for as many people as you want to @mention.nStay on top of thingsn1. Click Activity .n2. Feed shows you a summary of everything that’s happened in the channels you follow.n Click Filter to show only certain types of notifications such as @mentions or reactions.n Select Feed > My Activity to see a list of everything you’ve been up to lately in Teams.nSearch for messages, people, or filesnSearches cover your entire organization — all the teams and channels that you’re part of.n1. Type a phrase in the command box at the top of the app and press Enter.n2. Select the Messages, People, or Files tab.n3. Select an item in the search results. Alternatively, you can select More filters to further refine your search results.nnRead more…
Sign in to Teams
1. Start Teams.
In Windows, click Start > Microsoft Teams.
On Mac, go to the Applications folder and click Microsoft Teams.
On mobile, tap the Teams icon.
2. Sign in with your Microsoft 365 username and password.
The best way to get familiar with teams and channels is to pick a team and channel and start exploring!
Pick a team and channel
1. Select Teams on the left side of the app and then pick a team.
If you’re not on a team and want to create one, see Onboard your teams.
2. Select a channel and explore the Conversations, Files, and other tabs.
For more info, see Teams and channels.
Start a new conversation…
…with the whole team
1. Click Teams, then pick a team and a channel.
2. In the box where you type your message, say what’s on your mind and click Send….
…with a person or group
1. At the top of the app, click New chat.
2. In the To field, type the name of the person or people you want to chat with.
3. In the box where you type your message, say what’s on your mind and click Send .
Reply to a conversation
1. Find the conversation thread you want to reply to.
2. Click Reply, add your message, and click Send.
Share a file
1. In your channel conversation, click Attach under the box where you type your message.
2. Select from these options:
Recent
Browse Teams and Channels
OneDrive
Upload from my computer
3. Select a file > Share a link.
If you’re uploading a file from your computer, select a file, click Open, and then Send .
You can always see all the files you post to a channel by going to the Files tab.
@mention someone
1. In the box where you type your message, type @, then type the first few letters of the person’s name. You can also @mention entire teams and channels.
2. Select the person. Repeat for as many people as you want to @mention.
Stay on top of things
1. Click Activity .
2. Feed shows you a summary of everything that’s happened in the channels you follow.
Click Filter to show only certain types of notifications such as @mentions or reactions.
Select Feed > My Activity to see a list of everything you’ve been up to lately in Teams.
Search for messages, people, or files
Searches cover your entire organization — all the teams and channels that you’re part of.
1. Type a phrase in the command box at the top of the app and press Enter.
2. Select the Messages, People, or Files tab.
3. Select an item in the search results. Alternatively, you can select More filters to further refine your search results.
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Some schools are freezing grades (whichever grade the student had in March would be the final grade). Some schools are having a pass or fail system. Some schools require teachers to make a professional judgement for the students’ end of year grade. Some schools require the teachers to converse with their students about their grades.
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Schools are providing families with resources such as online links and virtual classrooms to continue studies.
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The Canadian Communication Service Providers have all the imporant information regarding internet connections on their website. You can find a provider near you on the website.
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Online classes will not affect PGWP. If you have a study permit but can’t get back into Canada, your PGWP will still not be affected.
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If you are worried about your cyber security, you can: use anti-malware software, upgrade your Wi-Fi security, and beware of phishing and spear-phishing scams.
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FINANCIAL ASSISTANCE
More frequently, there are new proposals for student loan forgiveness. This includes proposals for student loan forgiveness for health care workers and presidential candidate Joe Biden’s plan to forgive student loan debt
There are lots of scholarship opportunities out there, but it can be hard to know where to start looking. Some might even find it too intimidating to begin looking at all! That’s where we come in. We at Colleges of Distinction have compiled a list of scholarships for 2020 to help get the ball rolling.
If you’re applying for college, you’ve probably heard students complain about grants and scholarships – everything from the application process to the stringent requirements. But it’s extremely possible to find grants to pay for college.
Prime Minister Justin Trudeau announced emergency benefits for students totalling more than $9 billion, for those who are currently enrolled in a post-secondary program, as well as new grads, who aren’t able to work the summer jobs they anticipated having due to COVID-19 shutdowns.
You need to submit a separate application for each 4-week period that you are eligible for CESB
To provide relief to student loan borrowers during the COVID-19 national emergency, federal student loan borrowers are automatically being placed in an administrative forbearance, which allows you to temporarily stop making your monthly loan payment.
The global economy is changing and joining today’s labour market demands higher education credentials. For that reason, post-secondary education has never been more important than it is now.
The fundamental purpose of a postdoctoral experience is to extend and deepen the postdoc’s scientific and technical abilities, either in the field of the doctorate or a different field.
The Social Sciences and Humanities Research Council (SSHRC), the Natural Sciences and Engineering Research Council (NSERC), and the Canadian Institutes of Health Research (CIHR) support and promote high-quality research in a wide variety of disciplines and areas.
The fastest way for you to apply for the CESB is to call 1-800-959-2019 (opens up phone application)1-800-959-2019 or 1-800-959-2041 (opens up phone application)1-800-959-2041 about the application process .
The CESB is a taxable benefit that provides relief for eligible students for a maximum of 16 weeks.
Each eligibility period is a 4-week period with a specific start and end date. When you apply, you will receive a payment for the specific eligibility period you applied for.
The Canada Emergency Student Benefit (CESB) is for students who cannot work, cannot find work, or are making less than $1,000 a month because of COVID-19. It will give students $1,250 every 4 weeks, for up to 16 weeks.
JOBS
The CRA understands that businesses might be dealing with difficulties in making their GST/HST payments or remittances.
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CDEV and CEEFC have been mandated to assist the Government of Canada as part of Canada’s COVID-19 Economic Response Plan.
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Try to make at least the minimum payments on your debts. Paying down your debt helps reduce your monthly debt payments. Lower and fewer debt payments will leave you with more money to pay for living expenses.
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Part III of the Canada Labour Code talks about federal labour standards. These set out the employment conditions for hours of work, payment of wages, leaves, vacation, holidays, and more. These standards apply to employees working in federally regulated businesses.
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Canada Summer Jobs is an initiative of the Youth Employment and Skills Strategy, which aims to provide flexible and holistic services to support all young Canadians develop the skills and gain paid work experience to successfully transition in the labour market.
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Job opportunities and Government of Canada hiring programs for students.
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Apply for a job with the Government of Canada in the field of national security and defence.
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The application process for skilled immigrants who want to settle in Canada permanently and take part in our economy.
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Despite Canada’s latest grim numbers on job losses, experts say certain industries will rebound with reopening but caution that there will be some long-term ripple effects in the economy following COVID-19.
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HR representatives and hiring managers can use these services to determine candidates’ psychological suitability for specific positions. Our assessment specialists can help your department to assess candidates for high-risk positions and potential.
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If you lose your job, your employer may owe you certain kinds of pay. Your provincial or territorial government oversees how much you should receive.
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Severance pay is money your employer pays you when you lose your job through no fault of your own.
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INTERNATIONAL STUDENTS
If we find you haven’t met your study permit conditions, we may ask you to leave Canada. You might also have to wait 6 months before you can apply for a new study permit (or for a visitor visa or work permit in Canada).Not following your study permit conditions, or working or studying in a way we haven’t authorized, could also negatively affect any future applications you submit.
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To protect Canadians from the outbreak of COVID-19, the Prime Minister announced travel restrictions that limit travel to Canada. Until further notice, most foreign nationals cannot travel to Canada, even if they have a valid visitor visa or electronic travel authorization (eTA).
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To help battle the COVID-19 outbreak, starting immediately, the government will remove the restriction that allows international students to work a maximum of 20 hours per week while classes are in session, provided they are working in an essential service or function, such as health care, critical infrastructure, or the supply of food or other critical goods.
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We’ll assess your health before you leave the airport. Any foreign national showing signs of COVID-19 will not be allowed to enter the country.You must have a plan to quarantine for 14 days when you arrive in Canada. This is mandatory, even if you have no symptoms. If you don’t have a plan, you should not travel to Canada.
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Canada, along with the rest of the world, is facing a period of uncertainty. The effects of the COVID-19 or Coronavirus pandemic has left many foreign visa applicants, permanent Canadian residents and Canadian citizens unsure of where they stand.the Canadian government has not changed it’s stance on immigration and is, in fact, still not only actively accepting visa applications but also encourages immigrants to continue to submit their applications as per usual.
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The expiry date on your study permit tells you when you have to stop studying and leave Canada.You can find the expiry date in the top right corner of your permit. This date is usually the length of your study program, plus 90 days. The extra 90 days gives you time to prepare to leave Canada or to extend your stay in Canada.
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If you want to extend your stay in Canada as a visitor (stay in Canada longer), you need to apply for a visitor record. A visitor record is not a visa. it is a document that gives you status as a visitor in Canada and allows you to stay longerincludes a new expiry date.
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To keep everyone safe, the following citizenship events are cancelled.If we request documents for your application (including medical opinion forms), you have an extra 90 days from the deadline in our request letter to submit them.
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You have 90 days after you complete your studies to extend your study permit.You should apply to extend it at least 30 days before it expires. You may want to extend it earlier than this if you know you’ll continue studying in Canada.
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Before you apply for a study permit, you need:an acceptance letter from a designated learning institution (DLI),a valid passport or travel document,proof you can support yourself, and any family members who come with you, while you’re in Canada.
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You must apply online to get faster processing for your study permit. There’s no paper application for the Student Direct Stream. Make sure you include all the required documents with your application.Before you apply online, make sure you have the following:instruction guide to fill out your forms,scanner or camera to create electronic copies of your documents,valid credit or debit card to make a payment.
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Minor children who want to study for six months or more must apply for a study permit before they enter Canada. This includes minor children who come with parents who had a study or work permit approved overseas.You do not need a study permit for a program of six months or less, but you may still apply for one before entering Canada..
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Apply to study in Canada as an international student, extend your study permit and find out about working while you study or after you graduate.
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HOUSING
Canadian students often choose to live on campus during their 1st year of post-secondary education. As an international student, this option may appeal to you, too
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Rents declined between March and April for both purpose-built rental apartments and condo units, which constitute the bulk of rental properties .
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Before you shop for a home, you’ll want to plan ahead for the costs of owning a home.
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Isolation means staying at home when you have a symptom of COVID-19 and it is possible that you have been exposed to the virus.
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Canadian students often choose to live on campus during their 1st year of post-secondary education. As an international student, this option may appeal to you, too
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When you choose private housing, you’ll need to know the definitions of housing terms that are common and unique to Canada.
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If you choose to live off campus, the rental price may be lower than living in residence. Keep in mind, however, that you’ll need to pay for additional items.
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Most Canadian telephone numbers have 10 digits (for example, 123-456-7890).
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MONTGAGE PAYMENT DEFERRAL
Canadian banks have already received nearly half-a-million requests by borrowers to defer or skip mortgage payments in just a little more than two weeks, Read more
What happens to your credit score when you take up a lender’s offer to defer a debt payment?
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Nearly half a million big-bank customers in Canada are getting to defer their mortgage payments amid the coronavirus pandemic, the Canadian Bankers Association (CBA) said on Friday.
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Financial support, loans and access to credit:
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Throughout March, the Bank of Canada announced a series of rate cuts that have brought the target for the overnight rates to a historic low of 0.25%.
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Financial support, loans and access to credit:
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PRIVATE PLAYERS
First of all, when we speak of a private mortgage investor or a private mortgage lender, in most cases they are one in the same.
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Ottawa has increased the residential mortgages by $50- billion in the year 2012. Contrary to the word around the corner, Canada Mortage and Housing Corp. (biggest provider of mortgage default insurance) is not getting any, private sector players are bagging this amount. With this news, the shares of many companies will be increasing in the near future. For years, Ottawa has supported programs aimed for low and middle-income Canadians. Some say that the availability of mortgage insurance has helped fuel the housing bubble.
Private mortgage lenders can be individuals or institutions who can be thought of as angel investors – they come to your rescue when regular financing options are not feasible. These lenders offer short term asset backed loans for the purchase of property.
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To look at a sample private mortgage loan, let’s assume a homeowner needed to borrow $400,000 at 8% interest on a 2 year term. We would then want to calculate the monthly payments and total interest over the term as follows:
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Choosing a private mortgage, even if you’re able to get one from an institutional lender, might be the best decision for your future. For the longest time the majority of people considered private mortgages to be a last resort option, Read More..
The hardest shock to the national real estate market would be an increase in mortgage rates. Canada’s low mortgage rates cannot continue forever, and an increase in rates would make many homeowners unable to afford their mortgage payments.
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The main difference is a bank mortgage officer represents only the products their institution offers, while a mortgage broker is an intermediary who works with multiple lenders and is paid a referral fee by the lenders.
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PUBLIC PLAYERS
Our 20 most commonly used mortgage lenders.
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Mortgages have different features to meet different needs. Make sure you understand the options and features lenders offer you when you shop for a mortgage. This will help you choose a mortgage that best suits your needs.
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If you work in a “regular” job, providing proof of employment is straightforward. Most lenders will accept a signed letter from your employer, preferably on company letterhead, that confirms your salary or hourly wage, length of time at the job, as well as your title or position. Overtime may be accepted in some case
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We shop the most competitive brokers, lenders and banks in Canada to bring you today’s lowest interest rates, free of charge! Our Canadian comparison charts list current rates and are updated regularly throughout the day. To compare a certain category, click “Compare all rates” for more details.
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A pre-approval for a mortgage is when a lender agrees to fund your mortgage based on your current financial situation. You and the lender agree to an interest rate, and so long as you stick to the terms of the contract, you are pre-qualified for your mortgage.
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The first step in obtaining a loan is to determine how much money you can borrow. In the case of buying a home, you should determine how much you can afford even before you begin looking.
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INFORMATION TO SHARE WITH COMMUNITY MEMBERS
In an attempt to prevent the spread of COVID-19, influenza and other infectious diseases in order to protect patients and employees, Community Health Network has limited visitor restrictions at its hospital sites.
No visitors will be permitted at Community Hospital North, Community Hospital East, Community Hospital South, Community Heart and Vascular Hospital, Community Behavioral Health, Community Howard Regional Health and Community Hospital Anderson.
Please see visitation exceptions below for OB/Maternity/NICU and end-of-life scenarios.
For the safety of patients and caregivers, no packages, gifts, food, etc., will be allowed into our facilities.
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Environmental cleaning in healthcare facilities or homes housing patients with suspected or confirmed 2019-nCoV infection should use disinfectants that are active against enveloped viruses, such as 2019-nCoV and other coronaviruses. There are many disinfectants, including commonly used hospital disinfectants, that are active against enveloped viruses. Currently WHO recommendations include the use of:
70% Ethyl alcohol to disinfect reusable dedicated equipment (e.g., thermometers) between uses
Sodium hypochlorite at 0.5% (equivalent 5000ppm) for disinfection of frequently touched surfaces in homes or healthcare facilities.
To ensure the continuity of operations, CDC advises that critical infrastructure workers may be permitted to continue work following potential exposure to COVID-19, provided they remain symptom-free and additional precautions are taken to protect them and the community.
Employers should:
Check temperatures and assess symptoms of workers, ideally before entering the facility or operation.
If no fever (>100.4oF) or COVID-19 symptoms are present, workers should self-monitor for onset of symptoms during their shift.
Parks, trails, and open spaces can provide opportunities for physical activity while also providing opportunities for respite, health, and wellness. Individuals are encouraged to use parks, trails, and open spaces safely as they are able while following current guidance to prevent the spread of COVID-19.The following offers guidance for the use and administration of local, state, and national parks.
Post information to promote everyday preventive actions.Maintain restrooms that remain open.
Ensure they have functional toilets, clean and disinfected surfaces, and handwashing supplies.
Keep swimming pools properly cleaned and disinfected etc.
When cleaning belongings of Covid-19 patients, one should always wear protective gear and make sure they never have skin contact with objects that may carry infections. They should also constantly check their symptoms.
Retirement communities generally provide communal facilities, community activities, meals, transportation, and socialization opportunities. With increasing COVID-19 cases, it is crucial to make sure that these communities are safe. Residents in retirement communities are considered to be at higher risk of severe COVID-19 outcomes because of older age and because they may have underlying health conditions, such as chronic heart disease, diabetes, or lung disease. They also may be at higher risk of getting and spreading the virus because of community characteristics, such as frequent social activities, and shared dining facilities and communal spaces. A few measures that must be taken in these spaces include cancelling of all public and non essential group activities, clean and disinfect all common areas and shared facilities, inform residents, workers, volunteers, and visitors about COVID-19, encourage personal protective measures, limit the number of non-essential visitors, sceen workers and volunteers, maintain social distance, and watch for symptoms of illness.
All restaurants and bars are required to have screening for their customers and their employees. It is advised for restaurants and bars to have a population limit to lessen the chances of coming in contact with others. One should also always wear protective gear.
RESOURCES FOR COMMUNITY HEALTH NURSES
The novel coronavirus disease 2019 (COVID-19) had caused 80,815 human infections and 3073 deaths in China, including more than 3000 infections among medical staff. Guangdong Second Provincial General Hospital
At work, regulated nurses are essential members of the health-care team; at home, they are community and family members. Nurses can experience increased stress related to their risk of exposure to COVID-19 and the potential of spreading it to their family.
He present study aimed to investigate the importance of professional values from nursing students’ perspective.
This year, WHO is to focus on nursing and midwifery in order to achieve Universal Health Coverage. The organization is leading the development of “World Nursing Report” that is to be launched in 2020. The report is first of its kind. The year is being dedicated to the midwifery as well as WHO is also a partner of The State of the World’s Midwifery Campaign.
These considerations are intended for use by federal, state, and local public health officials; leaders in occupational health services and infection prevention and control programs; and other leaders in healthcare settings who are responsible for developing and implementing policies and procedures for preventing pathogen transmission in healthcare settings.
During the rapidly changing and difficult decisions of a pandemic crisis such as COVID-19, nurse leaders also struggle with ethical dilemmas that create moral conflict and distress.
Nurses should mainly be supported in two ways, by employees and governments, and by the public. Both these groups play major roles to the way nurses are supported during the pandemic.
LAW ENFORCEMENT,PUBLIC SAFETY,FIRST RESPONDERS AND EMERGENCY RESPONSE PERSONNEL
The Government of Canada is acting to minimize the impacts of the COVID-19 pandemic on Canadians. This webpage was created to provide the latest information on legislative and other measures adopted to protect Canadians in response to the pandemic. Read more
Faced with the novel coronavirus (COVID-19) spread, the Department of National Defence (DND) and the Canadian Armed Forces (CAF) are taking unprecedented measures to protect the health and well-being of its members, prevent the spread of this disease, and continue essential military operations. Read more
Health professionals in Canada have a critical role to play in identifying, reporting and managing potential cases of COVID-19. Read more
Any crisis or seasonal event that raises the fear factor for Canadians provides the ideal breeding ground for fraudsters. The current health crisis is no exception. Read more
Responding to disasters is both rewarding and challenging work. Sources of stress for emergency responders may include witnessing human suffering, risk of personal harm, intense workloads, life-and-death decisions, and separation from family. Read more
This fact sheet provides tips to help disaster response workers prevent and manage stress while on assignment. It includes strategies to help responders prepare for their assignments, take stress-reducing precautions, and manage stress in the recovery phase. Read more
The best thing you can do to prevent spreading COVID-19 is to wash your hands frequently with warm water and soap for at least 20 seconds. If none is available, use hand sanitizer containing at least 60% alcohol. Read more
VULNERABLE POPULATION SERVICE PROVIDERS
Vulnerable population is the population that is at a higher risk for COVID-19 complication. An example would be older people or people already suffering from chronic health conditions.Read more
Essential services are those daily services essential to preserving life, health, public safety and basic societal functioning. Read more.
Provide clear instructions about how to wash hands and cover coughs using:the most commonly used language in the community,short messages that explain simple steps they can take,accessible instructions. Read more.
vulnerable people were stranded while awaiting evacuation assistance, were refused shelter by unprepared organizations, or experienced difficulties in accessing emergency services because of preexisting health conditions or vulnerabilities. Read more
Social services providers play an important role in supporting vulnerable populations including those who are unsheltered and use substances. Read more.
Know more about COVID-19 by visiting, keep up-to-date about the current situation in your community, and contact local, provincial, territorial public health officials to get relevant COVID-19 information, resources and guidance. Read more.
Many people experiencing, or at risk of experiencing homelessness rely on community-based organizations, non-profit and voluntary organizations for a range of essential services. Marginalized and vulnerable groups, including Indigenous community members, individuals identifying as LGBTQ2S+, and youth, are disproportionately represented among those experiencing homelessness. Read more
CRITICAL INFRASTRUCTURE
Critical infrastructure (CI) refers to processes, systems, facilities, technologies, networks, assets and services essential to the health, safety, security or economic well-being of Canadians and the effective functioning of government. Read more
Public Safety Canada conducts on-site assessments through the Regional Resilience Read more
Working with Treasury Board Secretariat’s Office of the Chief Information Officer (OCIO) and departments, the GC has imposed limits on IT changes read more
There are various free resources available such as the Access to Information Act, The Department of Public Safety and Emergency Preparedness Act, the Emergency Management Act, The Privacy Act, and the Personal Information Protection and Electronic Documents Act. Read more
A critical service is one that, if disrupted, would result in a high or very high degree of injury to the health, safety, read more
Canada’s National Strategy for Critical Infrastructure defines critical infrastructure as the processes, systems, facilities, technologies, networks, assets, and services essential to the read more
FOOD AND AGRICULTURAL SERVICE PROVIDERS
Agriculture and Agri-Food Canada supports the Canadian agriculture and agri-food sector through initiatives that promote innovation and competitiveness. Read more
Economic outlook reports and sector overviews, initiatives to support awareness of the industry in Canada. How the department engages with the industry, value chain roundtables. Read more
The Canadian Agricultural Loans Act (CALA) Program is a loan guarantee program designed to increase the availability of loans to farmers and agricultural co-operatives. Read more
The Honourable Marie-Claude Bibeau, Minister of Agriculture and Agri-Food, on behalf of Farm Credit Canada (FCC), today announced the launch of a $100-million Agriculture and Food Business Solutions Fund to support proven, viable companies through unexpected business disruptions, such as the COVID-19 pandemic. Read more
COMMUNICATIONS AND INFORMATION TECHNOLOGY
Information and communications technology (ICT) is an extensional term for information technology (IT) that stresses the role of unified communications and the integration of telecommunications. Read More….
Learn how our information technology (IT) team is helping staff work more effectively during the COVID-19 pandemic. Find out about: Read More…
Information Management Services is working collaboratively with Shared Services Canada to implement strategies to ensure the Correctional Service of Canada (CSC) is able to meet a growing need for teleworking capabilities. Read More…
INDUSTRY AND MANUFACTURING
The Temporary 10% Wage Subsidy is a three-month measure that allows eligible employers to reduce the amount of payroll deductions required to be remitted to the Canada Revenue Agency.
In response to the COVID-19 pandemic, many provinces and territories required workplaces/businesses to close, except those providing essential services and goods. Read more
Hard-surface disinfectants and hand sanitizers (COVID-19): Information for manufacturers Read more…
COVID-19 is a rapidly evolving global issue. The Government of Canada will do everything necessary to protect the health, safety, and wellbeing of Canadians, and is working around the clock to limit the spread of this pandemic. Our top priority remains the safety and security of all Canadians. Read more…
First establish a crisis management team, regulate all internal communication, make sure that the customer is not impacted through the regulations mandated, require employees to self isolate themselves for 14 days if they have returned from international travel, and mandate sanitation measures.
Canada has taken an important measure to keep supply and trade links open during the pandemic. Canada is also working closely with its international partners to ensure that the measures we take in response to the COVID-19 pandemic do not impose unjustified or harmful burdens on workers, businesses, and our global economies.
TRANSPORTATION
For any commercial vehicle drivers, forms of self protective equipment such as masks, gloves, and eye protection are necessary. This is to keep everyone safe. Read more…
Like any other public area, the rail based industry also requires passangers and workers to wear protective equipment such as masks, gloves, and eye protection. Passangers should know that they may be subject to a health check. Read more…
All ferrys must decrease the number of passangers they accept by 50%. Passangers should know that they may be subject to a health check and that they require face covering equipment in order to board the ferry. Health checks are necessary for trips longer than 30 mins. Read more…
Operators should ensure that their Hazard Prevention Program has always been updated. Operators should wear non-medical nose and mouth coverings at all times. Passangers are required to bring their own non-medical mouth and nose coverings. Passangers will be required to accept any health checkups. Read more…
Transportation and packaging of any dangerous goods (anything that can carry infections) have to abid by the requirements outlined in the CAN/CGSB-43.125 safety standard. Read more…
The Canadian Government requires people using any form of transportation to use non-medical masks while travelling as it decreases the chances of spreading Covid-19. Masks have to fit snugly on both sides of the face and shoul also be easy to remove for identity verification. Read more….
GENERAL CONCERNS
The governor’s mandate orders all non-essential businesses and operations in Maine close their physical locations that are public facing, meaning those that allow customer, vendor or other in-person contact.
Individuals are not at risk of contracting COVID-19 through the blood donation process or via a blood transfusion, since respiratory viruses are generally not known to be transmitted by donation or transfusion.
The American Red Cross has an urgent need for blood and platelet donations. There is no known end date in this fight against coronavirus, and the Red Cross urgently needs the help of blood and platelet donors and blood drive hosts to meet the needs of patient care.
Donating blood products is essential to community health and the need for blood products is constant. As part of our nation’s critical infrastructure, healthy individuals can still donate in areas that have issued shelter in place declarations or are operating under a phased reopening plan.
Memorial Blood Centers (MBC) is closely monitoring the outbreak of coronavirus disease 2019 (COVID-19) and continues to carry out our lifesaving mission in our communities.
Plasma is the fluid that carries the red blood cells, white blood cells and platelets. If you have a cold or the flu, you can donate blood, as normal, 7 days after you’ve recovered from your symptoms.
For a whole blood donation, about 1 pint of blood is collected; several small test tubes of blood are also collected for testing.
Individuals are not at risk of contracting COVID-19 through the blood donation process or via a blood transfusion, since respiratory viruses are generally not known to be transmitted by donation or transfusion.
The American Red Cross has an urgent need for blood and platelet donations. There is no known end date in this fight against coronavirus, and the Red Cross urgently needs the help of blood and platelet donors and blood drive hosts to meet the needs of patient care.
Running out of blood isn’t a term that is used, but you could say that someone runs out of blood in a way if something shuts down production of new blood cells. … Infections follow when there aren’t enough white blood cells.
Preventive measures to reduce the chances of infection include staying at home, avoiding crowded places, washing hands with soap and water often and for at least 20 seconds, practising good respiratory hygiene and avoiding touching the eyes, nose or mouth with unwashed hands.
In coordination with the U.S. Food and Drug Administration (FDA), the Red Cross is seeking people who are fully recovered from the new coronavirus to sign up to donate plasma to help current COVID-19 patients.
DONATION CENTERS
You can book an appointment to donate blood in Canada in several ways:
Read more…
We recruit and collect blood, plasma and platelet donations at over 13,000 donation events every year. We have 35 permanent donor centres and over 4000 mobile donor centres across Canada.
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We are proud to be part of CONCOR, a national clinical trial to test if COVID-19 convalescent plasma could be a safe and effective treatment option for patients with the virus. Read more…
GiveBlood is the official app of Canadian Blood Services. This app makes it easy for donors in Canada (excluding Quebec) to book, manage and keep track of their donations on the go. Users can locate their nearest donor centres and confirm their donation appointment with ease and efficiency.
Read more…
Currently, we can only welcome people with appointments. This is in compliance with public health authorities’ requests to practice healthy physical distancing.
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Canadian Blood Services acknowledges the funding of provincial, territorial and federal governments. The views expressed in this document are those of Canadian Blood Services and do not necessarily reflect those of governments.
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Restrictions on construction during COVID-19 has created delays impacting our plans for completion of the new Sudbury plasma donor centre. Until the completion of our new centre at 900 Lasalle Blvd, a temporary Sudbury plasma donor center will be opening this summer, 2020 at 944 Barrydowne Road.
Read more…
Lethbridge plasma donor centre.
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We recruit and collect blood, plasma and platelet donations at over 13,000 donation events every year. We have 35 permanent donor centres and over 4000 mobile donor centres across Canada.
Read more…
We recruit and collect blood, plasma and platelet donations at over 13,000 donation events every year. We have 35 permanent donor centres and over 4000 mobile donor centres across Canada.
Read more…
Thank you for your interest in being part of a powerful story. A story of connections between donors, recipients and everyone who brings them together. When you volunteer with us, you are also joining Canada’s lifeline. Together, we are all part of Canada’s lifeline.
Read more…
Across the country hundreds of organizations, associations, companies, communities and schools have joined our Partners for Life program.
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No, they are not currently testing for COVID-19. There is no Health Canada or FDA approved test to screen blood for COVID-19, Current evidence and risk modelling suggest that COVID-19 is not transmissible through the transfusion of blood and blood products.
ELIGIBILITY CRITERIA
We follow a two-stage testing method that is used in laboratories worldwide. In the first stage, a sensitive screening test looks for the possible presence of infection. If the screening test shows no reaction, the blood is considered free of infection and no further testing is done. However, if the screening test is reactive, further testing is done to sort out whether the reactive result was due to an infection in the blood or interference with the test. The second test identifies markers in the blood that are found only when infection is present.
Any healthy person who meets the eligibility criteria can donate plasma. To become a plasma donor, having a history of making regular blood donations helps, but is not always necessary. Take our two-minute eligibility quiz or call 1 888 2 DONATE to find out if you can donate plasma.
Anyone who has or has had COVID-19 must wait 14 days after their recovery date before they can give blood.
If you are determined to be eligible online, you will be able to book your first appointment. Final eligibility will be determined by our staff at our donation centres. Visit our donating blood page to learn more about how blood donation works.
Anyone who has been in contact with a person who is or has been infected with or suspected of being infected with COVID-19 must wait 14 days starting from the date of that person’s recovery before he/she can donate. If the tests show the absence of COVID-19, those who have been in contact with that person can donate right away.
Anyone who has travelled outside of Canada must comply with the 14-day quarantine order issued by the Québec government before they can give blood.
If you do not have a test confirming your diagnosis of COVID-19, the FDA requires a positive COVID-19 antibody test as well as meet other eligibility criteria.
The standard requirements for all donors hoping to help save lives at plasma centers in the U.S. are to be between the ages of 18 and 70 years old. You should weigh at least 110 LBS, not have gotten ear piercings, body piercings, tattoos or permanent makeup in the past 12 months, and be in good health.
If you are considering donating blood for the first time you must be:In good general health,Able to perform your normal day-to-day activities,At least 17 years old,Meet our height and weight requirements if you are between 17 and 23 years old.
As the national blood operator, Canadian Blood Services has the expertise and the infrastructure necessary to safely collect, prepare and distribute convalescent plasma for use in a national clinical trial.To ensure safety during the pandemic, we will only collect COVID-19 convalescent plasma from donors who have fully recovered from the virus.To ensure transfusion medicine safety, convalescent plasma donors must also meet Canada’s current plasma donor eligibility criteria.We will continue working with public health to protect all employees, volunteers and donors.
Plasma regenerates in the human body in two days.Individuals can donate plasma a maximum of twice in every 7 days period with a minimum 2 days apart at Canadian Plasma Resources.
The process for donating plasma is largely the same as for blood donation. It includes registration, screening, donation and post-donation care. Although some aspects of the plasma screening process may be slightly different, the donation experience will be familiar to blood donors.
Plasma donors must weigh at least 110 pounds (50kg), be in generally good health, and meet the age requirements of 18-69 years old.Potential donors must undergo a thorough screening and selection process that begins with a medical exam. At every donation, donors must complete a comprehensive health history questionnaire to rule out individuals who engage in high-risk behaviors or live unhealthy lifestyles
Donors will donate between 660 to 880 milliliters of plasma based on their weight. Like normal source plasma donors, convalescent plasma donors are able to donate as frequently as twice in a seven-day period with a full day in-between donations.
To receive Qualified Donor status, a prospective donor must undergo two satisfactory health screenings and negative test results within six months. Until you meet this requirement, your plasma will not be used to manufacture therapies. This policy is important to help ensure the quality and safety of the therapies that patients need to treat life-threatening diseases.Patients with chronic illness rely on donors like you to help keep them alive. In addition to saving lives donors also aid in the process of developing medicines for our everyday lives. That is why donating plasma is so important. For more information on how to donate, visit gcamplasma.com.
Before you come into donate plasma we recommend that you drink plenty of water before and after your donation, do not drink alcoholic and caffeinated beverages within 72 hours of donating, and eat a balanced meal that isn’t fatty or high-cholesterol before donating.
The standard requirements for all donors hoping to help save lives at plasma centers in the U.S. are to be between the ages of 18 and 70 years old. You should weigh at least 110 LBS, not have gotten ear piercings, body piercings, tattoos or permanent makeup in the past 12 months, and be in good health.
You will be notified if your deferral is of a permanent nature. Otherwise, the deferral time depends upon the reason for deferral. Before each plasma donation, you’ll be given a health screening and medical interview. It will be determined if you’re eligible to donate on that particular day.
In some instances, you may be able to donate plasma even if you’re not eligible to donate blood. GCAM staff can better assess your eligibility at any one of our plasma donation centers.
Yes, residents of Mexico and Canada are eligible to donate at any one of GCAM’s plasma centers, as long as the residents meet the donation criteria and provide the required identification and documentation.
The commitment and generosity of people aged 70 and over who want to help by giving blood or volunteering. However, we ask them to respect the instructions issued by the Government of Québec to stay home and not to go to one of our blood drives to give blood or to volunteer.
PUBLIC REPORT FORM
COVID-19 Public Health Order Non-Compliance Reporting Form
If you are a business able to supply products and services in support of Canada’s response to Coronavirus disease (COVID-19), please complete this form.
This form should only be used to collect information about the following types of City of Toronto non-essential businesses or establishments who are not complying with the provincial order to close.
Survey closed
This form should only be used to report:
This form should only be used to report the removal of barriers to City of Toronto park amenities such as .
The Government of Ontario wants to protect consumers from being exploited for the products they need in response to COVID-19.
The Government of Ontario wants to protect consumers from being exploited for the products they need in response to COVID-19.
COVID-19 report form.
COVID-19 report form.
COVID-19 report form.
CORONAVIRUS DISEASE (COVID-19) CASE REPORT FORM.
Read more…
EVICTION BANS AND SUSPENSIONS TO SUPPORT RENTERS
The COVID-19, or coronavirus crisis has left many in Canada without a job or with reduced hours and wondering how to pay their rent. The scope and scale of the Government of Canada’s COVID-19 Economic Response Plan includes income support measures to help Canadians pay their rent and put food on the table.
Across the country, April 1 will mark the first rent due date since the COVID-19 pandemic hit home in Canada.As the pandemic ravages the economy, leaving more than a million Canadians suddenly unemployed, provincial governments have rolled out emergency measures for both tenants and landlords.
Housing providers have an important role to play in preserving our economy during these extraordinary times. We are all in this together. Landlords with CMHC-insured mortgages who are facing financial difficulties have access to the same tools and relief measures as homeowners, such as mortgage payment deferrals. We expect all landlords, especially those with CMHC insurance or financing, to pass their savings on to tenants and to refrain from evictions until this crisis has passed.
The table below provides the latest updates on eviction moratoriums related to COVID-19. Please note that this table is updated regularly as new information becomes available.
The table below provides the latest updates on eviction moratoriums related to COVID-19. Please note that this table is updated regularly as new information becomes available.
If you gave your landlord a notice to end tenancy, the notice is valid. Your landlord may apply for an order of possession.
The order of possession cannot be enforced until the state of emergency is over
If you have changed your mind or cannot move, you should speak to your landlord as soon as possible to ask whether they are willing to accept cancellation of the notice or make other arrangements.
A tenant who continues to occupy a rental unit after the tenant’s tenancy is ended is called an overholding tenant. The landlord continues to be entitled to payment for use and occupancy when a tenant overholds. In this case, the landlord may apply for dispute resolution seeking an order of possession and accept payment for use and occupancy while awaiting dispute resolution. The order of possession cannot be enforced during the state of emergency, except under exceptional circumstances.
When accepting payment for use and occupancy, the landlord should state in writing that:
The payment for rent or utilities is being accepted for use and occupancy only – it does not cancel the notice to end tenancy
The tenant must still move out
Note: The “use and occupancy” arrangement is short-term—it allows use and occupancy only for the period of the payment and does not reinstate the tenancy. If, in a dispute resolution hearing, a party claims that tenancy has been reinstated, an arbitrator will consider all the circumstances including the intent of both parties when exchanging payment.
The typical evictions process is explained below. Changes due to COVID-19 have been highlighted.
Most evictions are not allowed during the state of emergency.
We recognize that parties may not be able to meet time limits set out in the Act or Rules of Procedure due to impacts of COVID-19.
The Director will consider those circumstances when determining whether to grant an order extending a time limit and if necessary, adjourn the proceeding
Where there is authority to extend time limits, arbitrators are directed to consider the COVID-19 pandemic as an exceptional circumstance
A party will need to provide a reasonable explanation why they or someone on their behalf was unable to file an application within the legislated timelines. If a party does so, arbitrators should exercise their discretion to ensure a party affected by COVID-19 is not prejudiced
Arbitrators will also consider circumstances, set out in the practice directive, when deciding whether to accept evidence that has been filed outside of the time-frames of the Rules of Procedure.
Serving documents in-person is suspended. All other existing methods of service remain available.
A Director’s Order has been issued for the length of the state of emergency allowing parties to use email to give or serve documents in order to minimize interactions between people.
Parties must think carefully about what method of service they use to ensure materials are received by the other party while maintaining physical distancing, social isolation or quarantine.
Please visit the Canada Post website for the latest on mail delivery.
GOVERNMENT INFORMATION LINK
The Government of Canada has created the infrastructure to respond to the public health threats of the virus, and is well prepared to act—in collaboration with provincial and territorial governments and international partners—to minimize the health, economic, and social impacts of this rapidly evolving public health issue.
The following questions provide Canadians with information on testing (rescheduling, test accommodation measures, second language evaluations) and on the status of staffing and recruitment operations in light of the current situation relating to the COVID-19 situation or that ensure the effective functioning of the Government of Canada.
The Canada Emergency Student Benefit (CESB) provides financial support to post-secondary students, and recent post-secondary and high school graduates who are unable to find work due to COVID-19.
The Government of Canada is taking immediate, significant and decisive action to support Canadians and businesses facing hardship as a result of the COVID-19 outbreak.
Canadians should continue to think ahead about the actions that they can take to stay healthy and prevent the spread of any illness, especially respiratory infections.Now and always during cold and flu season, stay home if you are sick.
If you are in immediate danger or need urgent medical support, call 911.If you are experiencing gender-based violence, you can access a crisis line in your province or territory.
If you meet the criteria for the travel exemptions, and you want to apply to come to Canada, there are changes to the application process. Read More..
The Government of Canada has put in place an emergency order under the Quarantine Act. It applies to all travellers arriving in Canada. Its purpose is to slow the spread of COVID-19 in Canada. Failure to comply with this order is an offence under the Quarantine Act.
Coronavirus disease (COVID-19): Awareness resources are given as:
Employment Insurance benefits and leave information for workers, families, fishers and sickness, as well as how to apply and submit a report.
GOVERNMENT PANDEMIC UPDATE
Number of coronavirus (COVID-19) cases, deaths, and people tested in Canada as of June 8, 2020
The Canada Emergency Response Benefit (CERB) gives financial support to employed and self-employed Canadians who are directly affected by COVID-19.
The Government of Canada has created the infrastructure to respond to the public health threats of the virus, and is well prepared to act—in collaboration with provincial and territorial governments and international partners—to minimize the health, economic, and social impacts of this rapidly evolving public health issue.
The Government of Canada has put in place an emergency order under the Quarantine Act. It applies to all travellers arriving in Canada. Its purpose is to slow the spread of COVID-19 in Canada. Failure to comply with this order is an offence under the Quarantine Act.
For detailed information on Canada’s whole-of-government actions to respond to the outbreak, refer to the Government of Canada’s response to COVID-19.
The Government of Canada has created the infrastructure to respond to the public health threats of the virus, and is well prepared to act—in collaboration with provincial and territorial governments and international partners—to minimize the health, economic, and social impacts of this rapidly evolving public health issue.
We will only use your email address to send you trusted information about COVID-19. We will not share your email address.
You may have been exposed to COVID-19 during recent travel, such as by airplane, cruise ship or train (any public conveyance). Being aware of the risk can help you take the necessary steps to protect your health and the health of others around you.
The Government of Canada is taking immediate, significant and decisive action to support Canadians and businesses facing hardship as a result of the COVID-19 outbreak.
Canada has established the COVID-19 Emergency Loan Program for Canadians Abroad.
NEW RELEASES
1. Ontario will start to ease restrictions 2. Manitoba is preparing for its third phase of reopening 3. Montreal COVID-19 cases linked to poorer areas with more black residents
Canada is offering specific economic relief plans for each type of person. Support for individuals have a tax benefit of $2,000 eery 4 weeks up to 16 weeks. For businesses, the Canadian government is covering 75% of employee’s wages.
To support businesses, the government established the Business Credit Availability Program (BCAP). The office of Superintendent of Financial Institutions lowering the Domestic Stability Buffer requirement for domestic systemically important banks.
The Prime Minister of Canada promised more than $9 billion in support for studentss who might have a hard time financially during this pandemic. The Canada Emergency Student Benefit and the Canada Student Service Grant are ways that the Canadian government plan to support their students until they could find a way to support themselves financially.
The Coronavirus Medical Consulting Planning services is a program that offers a roadmap that safely naigates the challengers that a business may face with the screening of employees, facility cleaning, social distancing, and Covid-19 testing. They are experts that offer help.
Prime Minister Justin Trudeau announced significant rent relief for businesses that can not afford to pay their landlords during the pandemic. It is also expected that the rent for affected small businesses will reduce by 75%. Moreover, The Canada Emergency Commercial Rent Assistance will has been providing forgivable loans to the businesses that qualify certain criteria. This will cover 50% of the rent for three months throughout April, May, and June. The loans will be forgiven if the mortgaged property owner agrees to reduce the eligible small business tenants’ rent by at least 75%. The small businesses will, however, have to pay 25% of the rent. According to the definition provided by the Canadian government, affected small businesses are those paying less than $50,000 per month in rent and who have temporally closed operation or have experienced 70% drop due to COVID-19.
Some ways that the Canadian Government is supporting business during the pandemic are: providing small businesses with wage subsides, establishing a business credit availability program, and offering a guarantee in loans.
The Canadian Government showed its organized and orderly way of working by its response to the pandemic. They came up with seperate and specific ways to help the people based on catagories. Seniors, disabaled people, and students had their own regulations while business had different rules. The Canadian Government also offered tax benefits in light of current events.
The Canadian government has very specific rules for each form of transportation. Clcik here to learn about eah specific type of transportation and its restrictions:
They are collecting information about citizen-led community responses, digital platforms that keep the citizens informed, and publishing practive information for affected communities.
MENTAL WELLNESS
We recognize the significant strain that COVID-19 has placed on individuals and families across the country. Many people are concerned about their physical and mental well being.
Kids Help Phone at 1-800-668-6868 provides kids and teens access to a professional counsellor by phone to discuss their issue or concern 24 hours a day.
The terms “mental illness” and “addiction” refer to a wide range of disorders that affect mood, thinking and behaviour. Examples include depression, anxiety disorders and schizophrenia, as well as substance use disorders and problem gambling.
The outbreak of coronavirus disease 2019 (COVID-19) may be stressful for people. Fear and anxiety about a disease can be overwhelming and cause strong emotions in adults and children. Find ways you and your family can reduce stress.
One of the most challenging parts of having an imaging exam (or any medical test) is waiting for the results. It’s easy to imagine a negative outcome, and it can be challenging if you don’t know when or how you’ll get the results. Here at UVA Radiology, we want you to have the tools you need to feel calmer and more in control of your healthcare decisions.
feelings of worry, nervousness, or fear interfere with your concentration, your sleep, or your ability to socialize, it could indicate the presence of an anxiety disorder.
We may experience increased feelings of anxiety, powerlessness, impatience, irritability or frustration. We might also experience a sense of scarcity, or be concerned about increased stigmatization or xenophobia
Outbreaks like the COVID-19 outbreak that has affected millions of people around the world can be stressful for many people. Fear and anxiety about the disease are becoming more evident in people. Common signs of stress include changes in sleep or eating patterns, difficulty in sleeping or concentration, worsening of chronic health problems, and worsening of mental health conditions. There are many ways to reduce this stress: watch a movie you like, read a book, eat healthy, and exercise regularly. Talk to your loved ones and help stop the spread of rumours. Support your loved ones via e-mail, telephone, video chat, or social media.
People coming out of quarantine will have mixed emotions running from anxiety to guilt and sometimes even anger. It is important to keep a check on them and give them emotional support.
A few things that can be done,
Call 911
Visit the Disaster Distress Helpline, call 1-800-985-5990 or text TalkWithUs to 66746
Visit the National Domestic Violence Hotline or call 1-800-799-7233 and TTY 1-800-787-3224
SAMHSA’s National Helpline is a free, confidential, 24/7, 365-day-a-year treatment referral and information service (in English and Spanish) for individuals and families facing mental and/or substance use disorders.
Welsh government have written to people who they have identified as being at higher risk of severe illness from coronavirus. This is because of pre-existing physical health problems
MOBILE APP
The app will support you to track your symptoms, receive the latest updates, and access trusted resources.
This tool is used to facilitate the collection of information needed to administer and enforce legislation to help contain COVID-19 and keep Canadians safe and healthy.
Are you a traveller entering Canada? You can provide all of the required information you need for COVID-19 upon arrival by using the new ArriveCAN app:
Canada COVID-19 situational awareness dashboard.
COVID-19 Self-Assessment Tool.
Have the latest health information at your fingertips with the official World Health Organization Information App. This app displays the latest news, events, features and breaking updates on outbreaks.
HealthLynked has developed its own Corona Virus tracker that allows users to self-report symptoms, if they test positive for the virus, alert contacts so that they can seek medical care to prevent spread.
Take this self-assessment if you’re worried you were exposed to COVID-19 (novel coronavirus) or have symptoms.
Use this self-assessment tool to help determine whether you should be tested for COVID-19.
TELEHEALTH
Telehealth Ontario is a free, confidential service you can call to get health advice or information. A Registered Nurse will take your call 24 hours a day, seven days a week.Telehealth Ontario is only offered over the phone. Email advice is not available.
The self-assessment is only meant as an aid and cannot diagnose you. If you have medical questions, consult a health care provider or your local public health unit.
Telehealth technology is expected to rise dramatically as the COVID-19 pandemic continues to disrupt the practice of medicine and the delivery of healthcare worldwide
The resources on this page have been collected for use by stroke care and rehabilitation professionals to provide telehealth services due to COVID-19 isolation or social distancing.
A rural virtual locum doctor program will serve communities without a full-time physician and support doctors serving not-easily-reached rural and remote populations with a second virtual presence if needed.When the provincial 811 COVID-19 information service was overwhelmed by callers, a virtual assessment program was quickly mobilized.
If you are in immediate danger or need urgent medical support, call 911.If you are experiencing gender-based violence, you can access a crisis line in your province or territory.You may also access support workers, social workers, psychologists and other professionals for confidential chat sessions or phone calls by texting WELLNESS .
COVID-19 has sharply increased the demand for telemedicine in Canada, and with it comes emerging risks and possible unexpected gaps in coverage for clients.
Telemedicine (also referred to as telehealth) refers to technology that allows the remote delivery of healthcare services. If the word telemedicine evoked images of doctors doing patient assessments by webcam.
The Role of Telehealth in Reducing the Mental Health Burden from COVID-19.Telehealth, or more specifically telemental health services, are practically feasible and appropriate for the support of patients, family members, and health service providers during this pandemic.
INDIGENOUS COMMUNITIES
The Canadian Constitution recognizes three groups of Aboriginal peoples: Indians (more commonly referred to as First Nations), Inuit and Métis. These are three distinct peoples with unique histories, languages, cultural practices and spiritual beliefs.
Crown-Indigenous Relations Canada (CIRNAC) and Indigenous Services Canada (ISC) provide funding for programs, services and initiatives to First Nations.
More than 1.67 million people in Canada identify themselves as an Aboriginal person, according to the 2016 census.
Find information about health care services and non-insured health benefits (NIHB), careers, how to fight drug and substance use,
Throughout the following text, for purposes of the tax exemption under section 87 of the Indian Act, the Canada Revenue Agency (CRA) uses the term “Indian” because it has a legal meaning in the Indian Act.
People who identify themselves as ‘Aboriginal’ range from dark-skinned, broad-nosed to blonde-haired, blue-eyed people.
Generally, Indigenous people receive the same level of public benefits as non-Indigenous people. Individuals do not get extra funding because they are Indigenous
ESSENTIAL WORKER CHILD CARE SERVICE
Eligible families can find more information and apply at ottawa.ca. Applicants will need to create an account on the City’s Child Care Registry and Waitlist and identify their need for emergency child-care services.
Canada’s National Strategy for Critical Infrastructure defines critical infrastructure as the processes, systems, facilities, technologies, networks, assets, and services essential to the health, safety, security or economic well-being of Canadians and the effective functioning of government.
We understand that there are those who have work from home arrangements while taking care of their normal household responsibilities and caring for loved ones, all while paying close attention to the rapidly unfolding COVID-19 pandemic. We recognize these changes in routine and lifestyle can pose various challenges. However, the Essential Worker Child Care Services Program is intended to assist essential workers who are unable to care for their children while at work and that children will be cared for by the adult or adults who are at home.
We do recognize there may be extenuating circumstances for those working primarily in the health care sector that prevent you from caring for your children (e.g., frontline health care workers such as nurses working 12 hour shifts with a partner who is maintaining a full workload from home and families who have both parents working opposite rotational shifts and are required to rest when coming off shift). We also recognize that such extenuating circumstances may exist for some in the private sector.
If there are extenuating circumstances that prevent you from caring for your children, you will be required to provide additional information and documentation from your
employer. Specifics of this information will be requested as needed during the application process.
Regardless of where you work, the Employer Verification Form must be signed by an individual who has the authority to determine your status as an essential employee. This could be an HR representative or a Manager/Director.
If you are an essential worker in a core government department or agency, board or commission, the form can be provided through a government or agency, board or commission email account. The applicant can PDF the email and upload it through the normal web based process as part of the application (i.e., upload both the completed employer verification form as well as the PDF email verification).
We are not able to answer questions related to EI eligibility or impacts on EI. Please refer your question to Employment Service Delivery Canada who is responsible for the EI program
The $200 will not have to be claimed as income for the 2020 tax year. However, you are also not able to include the $200 per week receipt as a deduction on your 2020 income tax return.
The $200 is not taxable up front or on your 2020 tax return. You also cannot claim the $200 per week receipt as a deduction on your 2020 tax return.
Every province and territory is responsible for monitoring and licensing regulated child care services according to their provincial legislation and regulations. Regulated child care services include centre-based full-day child care, regulated family child care, school-aged child care, and in most provinces, nursery schools and preschools.
Child care providers in receipt of Temporary Emergency Funding will prioritize placements for your children based on the essential services workers list using the following tiered system:
The COVID19 pandemic has been a fact of life in Canada since mid-March 2020, profoundly impacting child care provision along with just about every aspect of life for Canadians. The Childcare Resource and Research Unit (CRRU) has developed a comprehensive information source on child care and COVID-19 in Canada.
CANADA EMERGENCY RESPONSE BENEFIT AND CESB
If you have completed an application for Employment Insurance (EI) or for the CERB through Service Canada and have received a payment or are waiting for a payment from Service Canada, you cannot apply for the CERB with the CRA.
You need to submit a separate application for each 4-week period that you are eligible for.Eligibility periods that are open for application:
If your situation continues, you should apply for the CERB again for another 4-week period, up to a maximum of 4 periods (16 weeks total).
If you are eligible for the CERB, you can expect $2,000 ($500 per week) for a pre-set 4-week period.
The CERB is paid by direct deposit in 3 business days if you have direct deposit with the CRA. If you don’t, you should get a cheque in about 10 business days.
The CERB is pai by direct deposit in 3 business days if you have irect deposit with the CRA.If you don’t,you should get a cheque in about 10 business days.
To determine if you should apply for the CERB through EI or the CRA, answer the questions under Determine where to apply, on the Canada Emergency Response Benefit page.
If you are able to work, you must be actively looking for work to be eligible to receive the CESB. If you still cannot find work due to COVID-19, you can re-apply for each CESB eligibility period that you are eligible for
The benefit provides a payment of $1,250 for each 4-week period from May to August 2020.
The number of eligibility periods you can apply for and the total amount you can receive, depends on whether you’re a graduating or post-secondary student, or a graduating high school student.
The CESB is a taxable benefit that provides relief for eligible students for a maximum of 16 weeks.
You can only apply for one eligibility period at a time. If your situation continues, you must re-apply for another 4-week eligibility period.
You need to submit a separate application for each 4-week period that you are eligible for.CESB eligibility periods that are open for application:May 10 to June & June 7 to July 4.
you are unable to work due to COVID-19
you are looking for, but cannot find work due to COVID-19
you are currently working during the COVID-19 pandemic, but your income from employment and self-employment has been $1,000 or less (before taxes) during the 4-week period you are applying for.
You must return or repay the CESB if you:
• are able to find work and are earning more than $1,000 (before taxes) during an eligibility period you’ve applied for
• applied for CESB and later found that you are not eligible
• received more than what you are entitled to
You can return or repay your CESB payment online or by mail.
If you were paid by direct deposit or don’t have the original CESB cheque
To repay the CESB, choose one of the following options:
• Online: through CRA My Account
• Online banking: with your financial institution
1. Sign in to online banking
2. Under “Add a payee” select option “CRA (revenue) – tax instalment”
3. Enter your 9-digit Social Insurance Number (SIN) as the CRA account number
• By mail: send a cheque or money order to the CRA
1. Make payment out to “Receiver General for Canada”
2. Indicate it is for “Repayment of CESB”
3. Indicate which eligibility period you are repaying
4. Include your Social Insurance Number (SIN) or your Temporary Tax Number (TTN)
5. Mail your payment, refer to: Mail back your payment
If you still have the original CESB cheque
You can return the cheque by mail.
Be sure to include:
1. the reason for returning the cheque (not entitled or overpayment)
2. Your Social Insurance Number (SIN) or Temporary Tax Number (TTN)
For the mailing address,
Revenue Processing – Repayment of CESB
Sudbury Tax Centre
1050 Notre Dame Avenue
Sudbury ON P3A 0C3
Apply for the Canada Emergency Student Benefit (CESB)
Update your address and direct deposit information
EI SICKNESS BENEFIT
Employment Insurance (EI) sickness benefits can provide you with up to 15 weeks of financial assistance if you cannot work for medical reasons. You could receive 55% of your earnings up to a maximum of $573 a week.
The information below should be used as a guideline. We encourage you to apply for benefits as soon as possible and let a Service Canada agent determine if you’re eligible.
You won’t know exactly how much you will get until Service Canada processes your application for EI sickness benefits. Generally speaking, it will be 55% of your average insurable weekly earnings, up to a maximum amount.
Currently, the maximum EI sickness payment is $562 per week and is based on an income of $53,100 or more. These are based on 2019 rates and are subject to change each year as they are adjusted for inflation.
You may be entitled to a higher benefit amount — called the family supplement — if you have children and your net family income is below $25,921.
Apply as soon as possible after you stop working. If you wait more than 4 weeks after your last day of work to apply, you may lose benefits.
After you apply for Employment Insurance (EI) benefits, you’ll have to submit reports to Service Canada every 2 weeks for as long as you receive benefits. They help show your ongoing eligibility and make sure you get the benefits to which you’re entitled.
Employment Insurance benefits and leave information for workers, families, fishers and sickness, as well as how to apply and submit a report.
You have the right to appeal any decision regarding your EI sickness benefits. There are three levels of appeal:
Service Canada Reconsideration Appeal
Social Security Tribunal (General Division)
Social Security Tribunal (Appeal Division)
Reconsideration Appeal
If your application for EI sickness benefits is denied, you have the right to request a reconsideration appeal. You have a 30-day deadline to request a reconsideration appeal. You request the appeal by submitting a “Request for Reconsideration of an Employment Insurance (EI) Decision” form either online or in person at any Service Canada centre (Download).
Social Security Tribunal (General Division)
If Service Canada denies your reconsideration appeal, then you have the right to appeal that decision to the Social Security Tribunal (General Division). You do this by filing a “Notice of Appeal – Employment Insurance – General Division” form (Download).
Social Security Tribunal (Appeal Division)
If the Social Security Tribunal (General Division) denies your appeal, then you can appeal to the Social Security Tribunal (Appeals Division). You do this by filing an “Application to the Appeal Division – Employment Insurance” form (Download).
They following sources of income are not deductible from EI sickness payments:
CPP disability payments
Survivor or dependent benefits
Workers compensation payments not related to wage loss
Payments for pain and suffering
Sickness payments from supplemental unemployment plans
Sickness or loss of income payments under a private insurance policy
Retroactive increases in your salary.
The following income will be deducted from your EI sickness payments:
Employment income (including self-employment)
Workers compensation payments made for lost wages
Short- or long-term disability payments
Motor vehicle accident payments for lost income
Retirement income from private or public pension plans
Yes, you can earn some income while receiving EI sickness benefits — as long as you report it to Service Canada. You can keep 50 cents of every dollar you earn, up to the point where you are earning 90% of the weekly insurable earnings used to calculate your EI sickness benefit. Once you reach 90%, Service Canada will start deducting your income dollar-for-dollar.
Yes, EI sickness benefits are taxable. Both federal and provincial income taxes are deducted from your payments.
WORK-SHARING
A Work Sharing Program is a program that helps the employees avoid layoffs when there is a temporary decrease in business that is beyond the control of the employer.
WS Unit: employees with similar work Equal sharing of Work: all members of a WS unit decide to reduce the same amount of hours they work so that they could evenly split the work that is available for them. Expected Work Reduction: a WS unit must reduce the number of hours they work by 10% – 60%. Agreement length and extension: A WS agreement has to be atleast 6 consecutive weeks long.
The program provides Employment Insurance (EI) benefits to eligible employees who agree to reduce their normal working hours and share the available work while their employer recovers. Work-Sharing is an agreement between employers, employees and the Government of Canada.
The Program allows employers to:
• retain qualified and experienced workers, and
• avoid recruiting and training new employees
The Program allows employees to:
• keep their jobs, and
• maintain their work skills
WS unit: A WS unit is a group of employees with similar job duties who agree to reduce their hours of work over a specific period of time
Equal sharing of work: All members of a WS unit agree to reduce their hours of work by the same percentage and to share the available work
Expected work reduction: A WS unit must reduce its hours of work by at least 10% to 60%. The reduction of hours can vary from week to week, as long as the average reduction over the course of the agreement is from 10% to 60%
Agreement length and extension: A WS agreement has to be at least 6 consecutive weeks long and can last up to 26 consecutive weeks. Employers may be able to extend their agreements up to a total of 76 weeks
The Government of Canada is introducing temporary special measures:
• Extension of the maximum possible duration of an agreement from 38 weeks to 76 weeks
• Mandatory cooling off period has been waived for employers who have already used the Work-Sharing program so that eligible employers may immediately enter into a new agreement
• Reduce the previous requirements for a Recovery Plan to a single line of text in the application form
• Reduce the requirement and expand eligibility to employers affected by accepting business who have been in business for only 1 year rather than 2, and eliminate the burden of having to provide sales/production figures at the same time, and
• Expand eligibility for staff who are essential to recovery, Government Business Enterprises (GBEs) and non-for-profit organization employers.
To be eligible for a WS program, the business must be: at least 1 year old, be a private business or a publicaly held comapny, and have atleast 2 employees in the WS unit.
Employers are requested to submit their applications at least 10 business days before their requested start date.
Email the program or call them with the given phone numbers on the website.
COVID-19 – INCREASE TO THE GST/HST CREDIT AMOUNT
You will get the extra payment amount automatically if you normally receive the GST/HST credit and have filed a 2018 tax return. Payments will be issued on April 9, 2020.
Good and Services Tax (GST) or Harmonized Sales Tax (HST) is levied when you pay for most goods and services in Canada.
If you normally receive the GST/HST credit amount, you will get the one-time special GST/HST credit payment amount automatically.If you were previously not entitled to the GST/HST credit, and have filed your 2018 tax return, you may also get the one-time credit amount based on your family net income.
For any balance owing amounts on the 2019 income tax year, the CRA recognizes these amounts are not payable until September 1, 2020. As a result, the CRA is taking corrective action and will reach out to those negatively impacted.
You will receive the one-time special GST/HST credit payment starting April 9. Your regular quarterly GST/HST credit payment will be sent or deposited separately on April.
The one-time special GST/HST credit payment amount is calculated based on information from your 2018 tax return.
You don’t have to file your 2019 taxes to receive the one-time special GST/HST credit amount, the payment will be based on your 2018 taxes. You do have to file your 2019 taxes to ensure you continue to get your benefits and credits for the July 2020 to June 2021 benefit year.
The amount you receive will be calculated based on information from your 2018 tax return. Therefore, if you didn’t file taxes for 2018, you won’t receive this payment.
The one-time special GST/HST credit payment will be calculated based on information from your 2018 tax return.
CANADA CHILD BENEFIT
Starting in July 2019, the Canada Child Benefit has been increased once again to keep pace with the cost of living.
You must meet all of the following conditions:
You should apply for the Canada child benefit (CCB) as soon as any of the following situations happen:
How to apply : Read more…
Use the child and family benefits calculator to help plan your budget.
The CRA makes Canada child benefit (CCB) payments on the following dates:
To keep getting your Canada child benefit (CCB) and related provincial and territorial payments, you must file your tax return on time every year.
What you can do online:
The Canada child benefit (CCB) is administered by the Canada Revenue Agency (CRA). It is a tax-free monthly payment made to eligible families to help with the cost of raising children under 18 years of age.
CANADA NATIONAL STUDENT LOANS SERVICE CENTRE
Registering will ensure that your personal information is protected and that you have secure access to online loan information and services through your NSLSC account.
You must protect your personal information. We recommend that you sign out, clear your browser’s cache and close down your browser after you finish your online session.You must have cookies enabled in your browser. If cookies are disabled in your browser’s security settings, you’ll have trouble signing in and you won’t be able to use the National Student Loans Service Centre (NSLSC) Account.
By doing so you will ensure that you receive your student funding directly in your bank account.
During the registration process you will be asked to generate the secure access code. You will receive the SAC by email only. The SAC is required in order to validate your identity and register on the NSLSC website.
To protect your privacy, the NSLSC will not share any information you submit without your consent. Therefore, you also have to update your address with your financial institution and your provincial loan provider.
Yes. You can use NSLSC on-line services. After logging in, click My Account and select Financial Institution Information.
If you leave your computer on after completing your transactions with the NSLSC On-Line Services, be sure to sign out, clear the cache and close and re-open the browser to eliminate copies of Web pages that may have been stored on your computer’s hard drive.
The NSLSC uses sophisticated security techniques to protect this Web site and the data transmitted.NSLSC On-Line Services use 128-bit SSL encryption to protect your information. This type of encryption is one of the most secure forms of encryption available worldwide. It protects information by verifying the identity of the parties on both ends of the Internet connection before confidential information is exchanged.
The privacy-enhancing SecureKey Concierge Service™ is a next generation authentication network for conveniently connecting people to critical online services using their secure banking credentials they already have and trust. SecureKey Concierge is configured to be Triple Blind®, ensuring that no party receives sensitive or personal information from other parties.
GCKey is a unique login solution that allows users to communicate securely with online enabled government programs and services. GCKey is offered as another choice for users who cannot or choose not to log on to NSLSC using their financial institution’s login process
CMHC’S SAFETY MEASURES AND PRECAUTIONS IN RESPONSE TO THE CORONA VIRUS
Canada Emergency Commercial Rent Assistance (CECRA) for small businesses provides relief for small businesses experiencing financial hardship due to COVID-19
When unforeseen financial circumstances impact your ability to make regular mortgage payments, it’s important for you to take quick action
The IMPP is an emergency program. It allows CMHC to purchase up to $150 billion of insured mortgages pooled into National Housing Act Mortgage Backed Securities (NHA MBS) directly from financial institutions
Your mortgage professional is there for the long haul. They want to establish and maintain a positive relationship with you
The COVID-19, or coronavirus crisis has left many in Canada without a job or with reduced hours and wondering how to pay their rent. readmore
The COVID-19, or coronavirus crisis has left many in Canada without a job or with reduced hours and wondering how to pay their rent.
CECRA for small businesses will provide forgivable loans to qualifying commercial property owners to cover 50 per cent of three monthly rent payments that are payable by eligible small business tenants who are experiencing
We are continuously monitoring developments around COVID-19. For more details about how Canada is responding to the outbreak, please refer to Canada’s COVID-19 Economic Response Plan: Support for Canadians and Businesses.
INCOME TAX FILING AND PAYMENT DATES : CRA AND COVID – 19
Seniors : Read more…
REGISTERED RETIREMENT INCOME FUNDS
We describe below situations where contracts or arrangements are transferred between specimens and outline the Registered Plans Directorate’s requirements for processing these transfers.
As of January 1, 2001, the extended definition of spouse has been repealed and the new term “common-law partner” has been added to the Income Tax Act. The new term has been defined to include same-sex and opposite-sex partners.
If the plan terms, trust agreement or endorsement clearly specifies the limits of foreign content to 30%, then the specimen plan or fund must be amended to reflect the changes under the Budget.
Yes. The annuitant can ask the issuer of the RRSP or carrier of the RRIF to remove the information about the contributor from the plan or fund. However, certain conditions must be met. These are outlined below.
The new rules impose a 50% tax on the annuitant of an RRSP or RRIF if the RRSP or RRIF trust acquires a non-qualified investment or if an existing investment becomes non-qualified in the year.
The new rules impose a 50% tax on the annuitant of an RRSP or RRIF if the RRSP or RRIF trust acquires a prohibited investment or if an existing investment becomes prohibited. The tax is refundable in certain circumstances (generally inadvertent cases that are promptly resolved).
The new rules impose a 100% tax if an advantage is provided in relation to an RRSP or RRIF. The tax is payable by the RRSP or RRIF annuitant, unless the advantage is extended by the financial institution, in which case it is payable by the financial institution.
Yes. A swap transaction is expressly included in the list of transactions that are treated as an advantage, with effect from July 1, 2011. Swap transactions that are undertaken to remove an investment from an RRSP or RRIF
Form T2033 (or similar form by financial institutions) is currently completed between the transferor and transferee institutions, and will continue to be used to report the transfer of property between registered plans.
The new rules allow for the refund or a waiver in whole or in part of the tax under certain circumstances. For additional information, refer to the information page on the tax return, RC339, Individual Return for Certain Taxes for RRSPs or RRIFs for Tax Year 2011.
COVID-19 EMERGENCY LOAN PROGRAM FOR CANADIANS ABROAD
Only complete this form if requested by Global Affairs CanadaReadmore…
The Government of Canada has created the COVID-19 Emergency Loan Program for Canadians Abroad as a temporary financial assistance program to help Canadians outside Canada return home or to help them shelter in place while they are working toward returning to Canada. If you are:
Readmore…
You are eligible to apply for the loan if you are a Canadian citizen whose plans to return to Canada have been disrupted by COVID-19 and who has no other source of funds to return home. These sources of funds can include:
Readmore…
Each situation is unique and consular officials will determine and approve the amount of the loan on a case-by-case basis. Expenses covered by the loan include, but are not limited to: Readmore…
You do not need to make an application in person at the embassy or consulate. Readmore…
This loan must be repaid to the Government of Canada. We will provide you with further details when you apply.
If you are an eligible Canadian, are outside Canada and need financial assistance, contact the nearest Government of Canada office or Global Affairs Canada’s 24/7 Emergency Watch and Response Centre in Ottawa at +1 613-996-8885 (call collect where available) or CAN.finances.CV19@international.gc.ca
Read more…
We are currently processing a large number of COVID-19 Emergency Loan Program for Canadians Abroad applications.
Readmore.
Global Affairs Canada is establishing the repayment process and will provide more information soon. It is not possible for you to pay back the loan at this time.
Read More…
FARM CREDIT CANADA(FCC)
FCC is agriculuture and food based company that offer expert advise to its entrepreneurs and helps other develop their company.Read more…
Growth in loans receivable: $2.2 billion or 6.5% Number of loans: 146,126 Net income: $656.7 million Net interest income increased by $79.4 million. Read more…
To make sure that agribusinesses and food processors could focus on their jobs and not on how the pandemic may affect it FCC came up with three things: a deferral of principal and interest payments up to six months for existing loans, a deferral of principal payments up to 12 months and access to an additional credit line up to $500,000, secured by general security agreements or universal movable hypothec (Québec only). Read more…
The FCC calculator: Click Here
CANADA’S REGIONAL DEVELOPMENT AGENCIES : CORONAVIRUS DISEASE(COVID-19)
The RDA, the estimated amount of a nutrient (or calories) per day considered necessary for the maintenance of good health by the Food and Nutrition Board of the National Research Council/ National Academy of Sciences. read more
If your business is affected by COVID-19, update your Google My Business profile to provide the most accurate information to your customers. You can provide updates about your business read more
Research Data Alliance (RDA) has set up a fast track Working Group titled the “RDA COVID-19 Working Group” and has launched an urgent call for contributions. read more
The Regional Relief and Recovery Fund (RRRF) provides financial contributions (interest-free loans) to help support fixed operating costs of SMEs, where business revenues have been affected by the COVID-19 pandemic and they have been unable to access other Government of Canada measures. read more
The Government of Canada is taking exceptional action to support sectors facing unprecedented financial hardship as a result of the COVID-19 pandemic. read more
The Northern Business Relief Fund (NBRF) will provide support to northern SMEs impacted by the economic disruptions associated with COVID-19 through short-term relief for operational costs. The NBRF has been designed to be complementary to other federal/territorial/municipal initiatives.read more
Find everything that government can do for your business, all in one place. The Innovation Canada digital platform can match you with the best-fitting programs and services from across federal, provincial and territorial governments—in less than 3 minutes. read more
The staff at the RDA can be reached at 219-644-3500. read more
PARKS CANADA HELPS TOURISM BUSINESSES IN NATIONAL PARKS AND HISTORIC SITES DEAL WITH THE IMPACTS OF COVID-19 BY DEFERRING COMMERCIAL LEASE PAYMENTS WITHOUT INTEREST UNTIL SEPTEMBER 2020
The Canadian Federation of Independent Business (CFIB) is the country’s champion of small business. With over 110,000 members, we’re Canada’s largest non-profit organization devoted to creating and supporting an environment where your business can succeed. Read more…
At this time, the Government of Nova Scotia is limiting all public gatherings to no more than 10 people. The limit is the same indoors and outdoors, with an exception for outdoor weddings and funeral services, which can have 15 people.Read more…
The Province of Nova Scotia has announced the next steps toward reopening the province. Effective June 5, most businesses ordered to close due to COVID-19 can re-open, provided they follow sector-specific health protocols. Eligible businesses include: Read more…
Recreational fishing may be allowed at some Parks Canada places. Please call ahead to ensure fishing permits are available and or can be validated. Read more…
The Government of Canada has temporarily restricted non-essential travel to the country to Canadians and permanent residents, with some exceptions.Read more…
The health and safety of Canadians, visitors and Parks Canada team members is our top priority. We are only opening places and activities where risks can be managed, according to the advice of public health experts. Read more…
MINISTRY OF CHILDREN, COMMUNITY AND SOCIAL SERVICES
Ontario has made additional resources available to enable Ontario Works administrators and Ontario Disability Support Program (ODSP) staff to provide additional assistance for those currently receiving social assistance, who are facing additional costs related to the COVID-19 outbreak.Read more…
The Canada Emergency Response Benefit (CERB) gives financial support to employed and self-employed Canadians who are directly affected by COVID-19. Read more…
The Family Responsibility Office (FRO) continues to help families get the support they are entitled to by collecting, distributing and enforcing child and spousal support payments during the COVID-19 outbreak.
Read more…
Good parents pay support orders to help their children. You can help Ontario children and families by helping us find missing, irresponsible parents who have defaulted on the payments owed to their kids. Read more…
You can help Ontario children and families by helping the Family Responsibility Office (FRO) find the missing defaulting payors shown on the Good Parents Pay page. Any information you have as to the location of these individuals or their assets can be sent anonymously to FRO.Read more…
In response to the COVID-19 outbreak, we are temporarily expanding the list of eligible expenses under the Passport program to support people and their families while community-based activities and settings are closed. Read more…
Specialized clinical services help adults with a developmental disability who have higher support needs.Ontario’s Community Networks of Specialized Care coordinate and enhance specialized services for people with a developmental disability. This includes people with a dual diagnosis who have a developmental disability combined with a mental illness and/or behavioural challenge .Read more…
Policy directives and guidelines provide more detailed rules and information that community agencies follow when making decisions about services and supports.Read more…
Helping to improve outcomes for children, youth, families and individuals who need support, advancing the interests of women across Ontario and helping new immigrants settle and integrate. Read more…
IMMIGRATION APPLICANTS
To manage the outbreak of the coronavirus disease (COVID-19), the Prime Minister announced travel.Read more…
The applicant need not visit Canada as part of the immigration process. However in some cases, familiarity with the Canadian landscape and particularly with the area of intended destination can impact positively on the assessment. Read more…
The applicant need not visit Canada as part of the immigration process. However in some cases, familiarity with the Canadian landscape and particularly with the area of intended destination can impact positively on the assessment. Read more…
Apply to travel, study, work or immigrate to Canada, apply for citizenship, a permanent resident card.Read more…
The applicant need not visit Canada as part of the immigration process. However in some cases, familiarity with the Canadian landscape and particularly with the area of intended destination can impact positively on the assessment. Read more.
The applicant need not visit Canada as part of the immigration process. However in some cases, familiarity with the Canadian landscape and particularly with the area of intended destination can impact positively on the assessment. Read more…
The applicant need not visit Canada as part of the immigration process. However in some cases, familiarity with the Canadian landscape and particularly with the area of intended destination can impact positively on the assessment. Read more…
The applicant need not visit Canada as part of the immigration process. However in some cases, familiarity with the Canadian landscape and particularly with the area of intended destination can impact positively on the assessment. Read more…
CITIZENSHIPS
To be eligible to become a Canadian citizen, you must:
be a permanent resident
have lived in Canada for 3 out of the last 5 years
have filed your taxes, if you need to
pass a test on your rights, responsibilities and knowledge of Canada
prove your language skills
Other requirements may apply.
To be eligible to become a Canadian citizen, you must:
be a permanent resident
have lived in Canada for 3 out of the last 5 years
have filed your taxes, if you need to
pass a test on your rights, responsibilities and knowledge of Canada
prove your language skills
Other requirements may apply.
Whether you have to take the test or go to the interview depends on your age and application. Read more…
Adults and children aged 14 or over must go to the citizenship ceremony and take the oath.
Parents will get certificates of citizenship for their children under age 14. Children under age 14 don’t have to go, but are welcome to. Read more
Apply to become a Canadian citizen, prepare for the citizenship test, and find out how you can resume or give up your Canadian citizenship.Read more…
Get an application package
Pay your fees
Submit your application
Apply for citizenship urgently.Read more…
Due to the coronavirus disease (COVID-19), we are prioritizing Canadians who are trying to return Canada
can’t provide accurate processing times
You can check your application status online, or
if you can’t check your status online, contact us using our Web form
freedom to express your beliefs and opinions (including through free press)
freedom to associate with anyone you wish and gather peacefully with other people. Read more…
The permanent resident card (PR Card) is the official proof of your status as a permanent resident in Canada.Read more…
ICCRC RELATED QUESTIONS
Yes, this has been made possible by leveraging technology and implementing remote collaboration.As usual, we can be reached by phone at: 289-348-0422 .Read More…
The Council has deferred the April 1 quarterly payment of annual membership dues for those members who have opted to pay quarterly. Read More…
We rely on our Business Continuity Plan and Emergency Preparedness Plan to make rapid decisions. We appreciate your patience as we adapt our policies and processes to address this unprecedented public health crisis. Read More..
COVID-19 impacting the immigration services industry is given as: Read More…
Officials have noticed a rise in scams and in attempts to gain access to personal bank accounts and personal information. Read More…
Our identification cards are printed in-house by ICCRC staff. While staff are working remotely at this time, the office is not closed to all staff members. Read More…
While the pandemic certainly poses challenges to RCICs, the obligation for RCICs to practice ethically and follow ICCRC’s By-Laws, Codes, and Regulations remains. Read More…
The ICCRC can be contacted by using : Read More…
PERMANENT RESIDENTS (PR) RELATED QUESTIONS
A permanent resident is someone who has been given permanent resident status by immigrating to Canada, but is not a Canadian citizen. Permanent residents are citizens of other countries.Read more…
When you are travelling, you need a permanent resident (PR) card to prove you’re a PR when you return to Canada.Read more…
did not receive your card within 180 days of immigrating.Read more…
People who would not normally be eligible to become permanent residents of Canada may be able to apply on humanitarian and compassionate grounds.
Humanitarian and compassionate grounds apply to people with exceptional cases. These applications are assessed on a case-by-case basis. Factors include:
How settled the person is in Canada,
General family ties to Canada,
The best interests of any children involved, and
What could happen to you if we do not grant the request.readmore
applicant’s birth certificate showing the applicant’s name, date of birth, place of birth and the names of the parents or adoptive parents.Read more..
Permanent resident (PR) status does not expire. Even if you haven’t lived in Canada for many years, you could still be a PR. However, you need to prove your PR status to enter Canada. You usually do this by presenting a valid PR card at the border. Read more…
You need a valid PR card to return to Canada by plane, train, bus or boat.Read more…
Permanent residents returning to Canada by airplane, boat, train or bus must show a valid Permanent Resident Card (PR card) or Permanent Resident Travel Document (PRTD) before boarding.Read more…
To find out if you can apply for permanent residency try the Come to Canada tool. It will help you figure out which immigration program will work best for you. Read more….
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