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What is the Travel Advisory given during COVID?
How to apply for Curfew e-pass by state during Lockdown?

The e-pass will only be issued to those performing what is classified as essential work – healthcare work, the supply and distribution of food and medical supplies, police and fire services, security forces, courier services, providers of utility services such as electricity and water, supply and distribution of animal feed…

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What are the conditions for Interstate travel during COVID?

Dos and Don’ts shall be provided along with tickets to the travellers by the agencies concerned.

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What are the Travel and Visa restrictions for due to COVID?

All regular (sticker) Visas/e-Visa (including VoA for Japan and South Korea) granted to nationals of Italy, Iran, South Korea, Japan and issued on or before 03.03.2020 and who have not yet entered India, stand suspended with immediate effect. Such foreign nationals may not enter India from any Air, Land or Seaport ICPs. Those requiring to travel to India due to compelling reasons, may seek fresh visa from nearest Indian Embassy/Consulate.
Regular (sticker) visa / e-Visa granted to nationals of Peoples Republic of China, issued on or before 05.02.2020 were suspended earlier. It shall remain in force. Such Chinese nationals may not enter India from any Air, Land or Seaport ICPs. Those needing to travel to India under compelling circumstances may apply for fresh visa to nearest Indian Embassy/Consulate.
Regular (sticker) visas/e-Visas granted to all foreign nationals who have travelled to Peoples Republic of China, Iran, Italy, South Korea and Japan on or after 01.02.2020, and who have not yet entered India stand suspended with immediate effect. Such foreign nationals may not enter India from any Air, Land or Seaport ICPs. Those requiring to travel to India under compelling circumstances may apply for fresh visa to nearest Indian Embassy/Consulate.
Diplomats, officials of UN and other International bodies, OCI cardholders and Aircrew from above countries are exempted from such restriction on entry. However, their medical screening is compulsory.
All foreign and Indian nationals entering into India from any port are required to furnish duly filled self declaration form (including personal particulars i.e. phone no. and address in India) and travel history, to Health officials and Immigration officials at all port.
Passengers (foreign and Indian) other than those restricted, arriving directly or indirectly from China, South Korea, Japan, Iran, Italy, Hong Kong, Macau, Vietnam, Malaysia, Indonesia, Nepal, Thailand, Singapore and Taiwan must undergo medical screening at port of entry.

How is Amazon delivering products during lockdown?

Amazon India, one of the leading ecommerce marketplaces in the country has enhanced its partnership with the Indian Railways to transport consignments via rail across the country.

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Are Dabbas and Truck repair shops opened during COVID?

Yes, Dhabas/Truck repair shops opened during COVID-19.
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How are mini buses disinfected to prevent the spread of COVID?

In a press note, Transport Commissioner A. S. Sivakumar said as the general population was using public transport vehicles like PRTC buses, stage carriage buses, contract carriages (minibuses), tourist buses, minivans, tourist taxis and autorickshaws for their daily transportation needs, it was necessary to prevent spread of corona virus in public transport vehicles.
Accordingly all owners/operators of public transport vehicles including PRTC buses were advised to clean/disinfect their vehicles thoroughly on daily basis so as to avoid the spreading of the viral infection through such vehicles.

What is the standard operating procedure for transporting a suspect or a confirmed case of COVID?

Corona Virus is a highly transmissible disease and hence precautions need to be taken while transporting a suspected or confirmed case. A set number of ambulances must be set aside specifically got transporting COVID-19 patients. Currently, there are two types of ambulances, ALS and BLS, with and without ventilators respectively. Ambulance staff (technicians as well as drivers) should be trained and oriented about common signs and symptoms of COVID-19. Both the EMT and driver of the ambulance must wear PPE while handling, managing and transporting the COVID identified/ suspect patients. The patient and attendant should be provided with a triple-layer mask and gloves. All surfaces that may have come in contact with the patient or materials contaminated during patient care should be thoroughly cleaned and disinfected using 1% Sodium Hypochlorite solution. The reusable patient care equipment must be disinfected with an alcohol-based rub. All surfaces and equipment should be cleaned in the morning, evening and after every use with soap/detergent and water.
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What are the post lockdown conditions for bus operations?

The COVID-19 outbreak has posed unprecedented challenges for public bus users and service providers. To help build their resilience during this pandemic, ITDP India Programme has prepared a simple step-by-step guidelines document for the public bus service providers in India– providing recommendations to ensure the smooth and safe functioning of our city bus services.

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does india facilitate to foreigners who stuck in india during lockdown

As per their estimates, around 30,000 international visitors stranded in various parts of the country, have returned to their home countries by now through several rescue flights operating from key airports.
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Are infants/children who hold foreign passports with OCI cards but parents is Indian allowed?

Indians are strongly advised to avoid non essential travel to Corona Virus affected countries. On their return to India from affected countries China, Republic of Korea, Iran, Italy, Spain, France and Germany they will be mandatorily quarantined.
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Whether OCI Card holders after obtaining fresh visa coming from/visited Republic of Korea and Italy require COVID-19 Negative Certificates?

YES, OCI Card holders after obtaining fresh visa coming from/visited Republic of Korea and Italy require COVID-19 Negative Certificates No airline will bring any passenger from Austria, Belgium, Bulgaria, Croatia, Cyprus,
Czech Republic, Denmark, Estonia, Finland,
France, Germany etc.

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Are Nepal, Bhutan and Maldives passport holders allowed?

Nepal and Bhutan nationals are allowed. Maldives nationals would require visa. … Only those foreigners who have RC/RP/Stay Visa w.r.t. Employment/ Project Visas.

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Whether Employment and project visa holders allowed from restricted countries?

As number of positive cases of coronavirus rises to 151 in the country, Ministry of Home Affairs has released a document with 30 questions and answers, addressing queries on travel and Visa restrictions.
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Whether they will be quarantined upon arrival in India (quarantined for 14 days)?

Air travel is set to resume from Monday across the country and many of the states have opted to set their own rules instead of following the Centre’s guidelines for departing and disembarking passengers.

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Can foreigners who are currently in India extend their visas before expiry?

India visa extension is necessary for anyone wishing to overstay their India visa validity. Without visa extension, foreigners’ overstaying is illegal and they will face legal consequences like being fined, deported, and banned from entering India in the future.
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did india started exporting farm products

India has started export of major farm products such as rice, meat, dairy and processed food items after the government stepped in to resolve the issues related to transportation and packaging in the wake of COVID-19 lockdown.

why is Family health Insurance neccessary?

A single health Insurance for you and your family !. It offers financial assistance against hospitalizationamd any health emergencyfor both you and your family.Read more.

Is it possible to consider a plan with wide network of Hospital?

Yes, it is possible to consider a plan with wide network of hospital .In this case there are two scenarios are: Planned Hospitalization and In case of emergency . Read more

Medical Insurance

Medical Insurance provides coverage against the hospitalization expenses related to your treatment.Under the same ,the person gets the required coverage in the form of cashless benefits or reimbursement.Read more

Is headache a symptom of the coronavirus disease?

The virus can cause a range of symptoms, from ranging from mild illness to pneumonia. Symptoms of the disease are fever, cough, sore throat and headaches. In severe cases difficulty in breathing and deaths can occur.Read more

What are the guidance for international arrival?

Before boarding, all travellers shall give an undertaking that they would undergo mandatory quarantine for 14 days – 7 days paid institutional quarantine at their own cost, followed by 7 days isolation at home with self-monitoring of health.Read more

Delievery of Perinatal Care in India: priorities and policies

In India a large proportion of perinatal deaths are preventable. High fetal and childhood mortality adversely affect the acceptance of family planning (7). Therefore, perinatal care is important for India and must form an integral part of national goals of “health for all” by 2000 AD.Read more

Care during pregnancy

Pregnancy is a special time full of excitement and anticipation. But for expectant mothers facing the outbreak of the coronavirus disease (COVID-19), fear, anxiety and uncertainty are clouding this otherwise happy time.Read more

Maternal and Infant Health services

Maternal mortality is considered a key health indicator and the direct causes of maternal deaths are well known and largely preventable and treatable.he Government of India has been focusing on initiatives to improve maternal health indicators. Much progress has been made in ending preventable maternal deaths in the past two decades. Read more

Postpartum Depression

Mothers with postpartum depression can usually continue to breastfeed. Healthcare providers should work with mothers to ensure they receive appropriate treatment, support, and medications that are safe to use while breastfeeding.read more

Pregnant mothers and babies born during COVID-19 pandemic threatened by strained health systems and disruptions in services

New mothers and newborns will be greeted by harsh realities, UNICEF said, including global containment measures such as lockdowns and curfews; health centres overwhelmed with response efforts; supply and equipment shortages; and a lack of sufficient skilled birth attendants as health workers, including midwives, are redeployed to treat COVID-19 patients.Read more

Breastfeeding – Instructional Video

Good attachment will help a baby get more milk and make breastfeeding more comfortable. This video shows why good attachment is so important to breastfeeding success and what a mother can do to deeply attach her baby to her breast.Read more

How doctors, nurses in India are treating Coronavirus patients amid lack of protective gears?

Doctors are in the frontline of the battle against coronavirus pandemic which has now affected close to 5,000 in India and has claimed 149 lives.Covid 19 is highly infectious and thus to treat the patients, doctors and para-medical staff has to wear Personal Protection Equipment or PPE which comprises of protective clothing, goggles, gloves etc. Read more

How many doctors and nurses have tested positive for coronavirus in India?
What was said by Health Ministry about Recovery rate?

The Ministry, however, maintained that this improved recovery rate should not allow complacency to set in.Read more

How does Indian IT helps global healthcare firms fight Covid-19?

Indian IT services providers are playing an important role in helping healthcare and pharmaceutical companies fight the Covid-19 pandemic globally.hey are using predictive analytics, creating Covid-19 response teams and accelerating drug trials, to name a few ways in which they are playing a critical role at the backend.Read more

How to provide care for the caregiver?

The person in the wings is often overworked to the extent that daily stressors add up to put huge pressure on their minds and bodies.Read more.

what happens if mother or child diagnosed with covid-19?

The state Hospital, which has designated wards for COVID-19 patients, follows the guidelines of the World Health Organisation (WHO) when it comes to handling cases where mothers or young children who are dependent on caregivers, are diagnosed with COVID-19.Read more

5 Things Every Caregiver in India Should Know
what do skills to be caregiver?
what are the do’s and dont’s of caregiver?

Dos for caregivers:Wash hands before helping the older individuals,Cover nose and mouth adequately using a tissue or clothwhile attending on the senior citizen. Don’ts for caregivers : Do not go near senior citizens if you are suffering from fever, cough, breathing difficulty.Read more

Private Seniors’ Housing and Care
Living arrangements of seniors

In India, the notion of kinship ties for support through the life course is central to everyday life. It stipulates that it is the duty of a child- particularly a male child- to provide parental support in their old age, traditionally in the form of coresidence.Read more

Outbreaks at seniors’ homes linked to almost half of COVID-19

Outbreaks at seniors’ homes have caused hundreds of deaths across India, close to half the COVID-19-related fatalities in the country,Read more

Costs of Senior Care
Guide to Seniors Housing in India
Private seniors’ residences

Citizens aged above 60 years and especially those with medical conditions are particularly susceptible to nfections during Covid times. The ministry of social justice and empowerment, along with the ministry of health and family welfare and department of geriatric medicine.Read more

When will colleges reopen?

College sessions will begin in August for current students and September for new ones, said by the University Grants Commission. The admission process in universities will also begin from August. Schools and colleges have been closed across the country since last month amid the coronavirus pandemic.

How to deal with stress and anxiety during these trying times?

Take breaks from watching, reading, or listening to news stories, including social media. Hearing about the pandemic repeatedly can be upsetting.Take care of your body. Take deep breaths, stretch, or meditateexternal icon. Try to eat healthy, well-balanced meals. Exercise regularly, get plenty of sleep. Avoid alcohol and drugsexternal icon.
Make time to unwind. Try to do some other activities you enjoy. Connect with others. Talk with people you trust about your concerns and how you are feeling.

How do I cope with living alone in self-isolation?

Controlling emotions and normalising them by saying to yourself that 80 per cent of COVID-19 infections are mild can reduce sadness, anger, or frustration.Monitoring yourself or being monitored by others for signs and symptoms of COVID-19 is very stressful. During this time, keep yourself occupied with Yoga, indoor games, movies or anything that can divert your mind. Try relaxation techniques like breathing exercises that will help you de-stress and cope with loneliness. Loneliness can lead to health problems, including an impaired immune system. So, sleeping a bit more and hydrating yourself particularly when you feel tired can help you deal with stress, reduce your anxiety and speed up recovery as well.

Will examinations happen for school students?

All the students from I to IX standard are directly promoted without any examination. The students of X standard will be promoted based on the performance in the exams written before the covid 19 situation.

What is the timetable of my board exams?(Different for different boards)
Will I be having online classes?

Amid Covid-19-disrupted academic year, cancelled classes and examinations, the students across india use various application to pursue studies. The teachers take classes virtually through various applications like skype,zoom, whatsapp, microsoft teams etc.

What will be the effect on campus placement?

In the wake of coronavirus outbreak in the country, students who got campus placements are left in a lurch as some companies have begun delaying offers, while some have withdrawn their offers. However, there are other companies that are ready to honour all job offerings.In the light of rising concerns about the COVID-19 spread, many companies have put hold on their placement process. Colleges in India are facing a tough year ahead with disruptions in their campus recruitments as the pandemic affects businesses worldwide. Generally, most business and engineering schools conduct campus placements between December and April every year. While many students have been placed already, some still struggle to find a good job offer.
However, due to the prolonged lockdown to combat the COVID-19 pandemic, few companies are deferring the offers made, while some have withdrawn offers made already. Still, there are companies also that are honouring the offers made to students and will not cut any salary. Let’s read about them below.

How does this effect my plans to study abroad?

Amidst the COVID-19 pandemic, studying in colleges abroad has almost come to a standstill for Indian students. Overseas education consultants said that uncertainty around resumption of physical classes and fears of re-infection are forcing students to re-think their decision.
Study abroad consultants told Moneycontrol that a revival of activities is possible only January 2021. However, by then, a portion of the academic calendar would be over and not all students are eager to pursue new programmes online.

How was the Indian Universities’ response to the pandemic?

The Indian universities faces severe problems during the pandemic. But they are finding the solutions to that problems. For more info

click here…

Are colleges being used as quarantine wards?

Yes. but not all the colleges are made as quarantine wards. The cities which does not have sufficient quarantine rooms, they request to the colleges and make them as quarantine wards.

How to use Zoom?

First, the user has to create an id for them and sign in . Then download the application from any browser for pc, and from google play for mobile phones. For more details read more..

How to use Microsoft Teams?

Microsoft Teams.nOn Mac, go to the Applications folder and click Microsoft Teams.On mobile, tap the Teams icon.n2)Sign in with your Microsoft 365 username and password.Sign in to Microsoft TeamsnPick a team and channel

1) Start Teams.
In Windows, click Start Start button > Microsoft Teams.
On Mac, go to the Applications folder and click Microsoft Teams.On mobile, tap the Teams icon.
2)Sign in with your Microsoft 365 username and password.Sign in to Microsoft Teams
Pick a team and channel
For more info, click here

What online resources are available?

NPTEL provides E-learning through online Web and Video courses in Engineering, Science and humanities streams. The mission of NPTEL is to enhance the quality of Engineering education in the country by providing free online courseware. Read more

How/Where can I find/compare an internet connection?

Top Ten Internet Providers offers high-speed, premiere quality and cost effective internet connectivity for homes, authorizing clients to search the genuine potential of the Internet. Their services are evaluated at competitive rates and are in sync with the latest technology. The products and service offered by Internet Providers in India are both flexible and scalable and ensures clients satisfaction. Read more

Technology driven Systems – Online Education during COVID-19

Large-scale, national efforts to utilize technology in support of remote learning, distance education and online learning during the COVID-19 pandemic are emerging and evolving quickly. Read more

How can I apply for PM relief fund for medical treatment?
Educational reforms under aatmanirbhar bharat abhiyan package

The Prime Minister has announced a Rs. 20 lakh crore economic package under the ‘AatmaNirbhar Bharat Abhiyaan’, to aid our country out of the Coronavirus crisis (by making us self-reliant). This section covers all the relevant Infographics, Videos, PDFs and certain Policy reform initiatives based on the announcements made by Honourable Finance Minister covering the ‘#AatmaNirbharBharatAbhiyaan’, in 5 tranches from 13th May till 17th May, 2020. For more info, click here

What kind of job offers does IIMC provide for students?

IIM-C Director Anju Seth said the institution has taken a host of measures in view of the coronavirus crisis, including changing the academic calendar for various programs. Read more

Does students suffers a lot for not getting government job for 1 year in Haryana?

In a bid to scale up the offense against coronavirus, the Haryana government on Tuesday announced no new jobs in the government sector for the next year Read more

What’s the future of your company?

The ongoing all-India lockdown could be lifted after 21 days or get extended. If the latter happens, the economy will get worse and firms may have to shut shop. Here’s how you can achieve career growth even in a lockdown, as you preprare for things to swing either way. Readmore

Will newly joined IT students will continue to work from home post-lockdown?

More than one million information technology employees are expected to continue to work from home even after the coronavirus-inflicted lockdown


Will many things about jobs could change in the post-lockdown era ?

In the days following the long lockdown and social distancing rules released by the Indian government, employment and the job market is expected to see a brand new normal. Read more

Does covid-19 affect students palcement?

A task force call for placements may be set up in institutes to liaise with various companies to ensure that adequate placement not below the levels of past years may take place in these institutes. Academic calendar of the institutes may be prepared so that students do not lose summer and winter internships. Read more

How COVID-19 Is Impacting Placements?

The highly contagious coronavirus pandemic, which has infected over 2.5 million people worldwide, has had a massive impact on the global economy. Growth rates have plunged, millions have lost jobs and offers made in healthier and happier times are now being reconsidered.Readmore

what are the Impact on Campus Placement Offers?

In the wake of coronavirus outbreak in the country, students who got campus placements are left in a lurch as some companies have begun delaying offers, while some have withdrawn their offers.


What are the rules and regulations regarding Foreigners Registration in India for?

Every foreigner coming to India must have valid Passport and Visa. In order to continue his/her stay in India, it is mandatory for the foreigner to carry documents of his identification as listed: passport with visa endorsed, registration certificate issued by registration office, and residential permit. Read more…

What are the requirements for the extension of VISA?

Foreigners must submit application for extension of residential permit / visa at least 60 days before the date of expiry of respective residential permit/visa .. Read more

What are the different visa options for international students in India?

India has several requirements for obtaining a student visa however they do not require proof of insurance for a student visa. International students should still purchase health insurance, however to protect them in case something happens. Read more

How was the Indian Universities’ response to the pandemic?

There have been no comparable breakthroughs from Indian universities, and to the extent that studies on India have been done, most have been carried out by scholars based in foreign universities rather than those working in Indian universities. Read more…

Whether they can go out of India and return back?

India has a list of countries in which they do not let people come in. If the person decides to travel to one of those countries, they will not be able to come back. Foreigners currently in India can extend their Visa. Read more…

What are restrictions on international students travelling back to India?

If the students are trying to return to India from one of the banned countries they will not be able to do so. Foreigners in India are advised to apply for an extention of Visa instead of travelling. Read more…

Travel and visa restrictions related to covid 19

People with regular Visa from the banned countries are not allowed to enter India. If there is an emergency and they need to visit the country, they need to get a new Visa from the nearest Indian Embassy. Restrictions do not apply to OCI cardholders and Aircrew from abroad but they have to go through a compulsary screening. Read more….

What are red zones? Are these are same as ‘Hotspot’?

Red, orange, green zone state-wise list: The Union Health Ministry has placed 130 districts across the country in the red zone, 284 in orange zone and 319 in green zones. Read More

Which are classied as Orange Zone?

The states will not be allowed to relax the zonal classification of districts classified as red and orange zone. However, the states can designate additional red and orange zones. Read More

When does a district make it to green form red zone?

The health ministry provided a formula on the basis of which an area can be declared as a red zone depending on the number of containment zones or clusters in it. READ MORE

Can public transport will be available in red zone?

As per sources, auto-rickshaw and taxis may also be allowed in Red zones with restrictions on the number of passengers. However, these too will only be allowed in non-containment areas. Read More

Can I go to office in red zone?

Essential government departments and other services are permitted to function, following the COVID-19 prevention rules. Read More

I live in red zone. Does it mean I cannot come out of my house?

Movement of people for all non-essential activities is prohibited between 7pm and 7am in all three zones. It’s not applicable to containment zones, which are earmarked pockets inside red and orange zones, because of stricter guidelines Read More

Is red zone and containment zones are equal?

Red Zones are areas with a substantial number of COVID-19 positive cases. Red Zones are where the highest number caseload districts contribute to more than 80 per cent of coronavirus cases for each state in the country or districts with a doubling rate of fewer than four days.. READ MORE

Where can i find the list of hotspot districts?

Detailing the govt’s plan to contain local outbreak of coronavirus, Lav Agarwal, Joint Secretary, MoHFW, underlined that the affected areas have been divided into two zones- Containment zone and Buffer Zone.

How to attain financial stability during COVID 19?

COVID-19 has spread across the globe and claimed thousands of lives. Uncertainty in markets, the declining economy, and rising unemployment have created restlessness in public.Read more

Banks in india decision on mortage payment dereferal

After reports of borrowers still getting SMSes that their EMI is due from their lending banks, even after the RBI had advised lending institutions to offer three month moratorium on repayment of all term loans, some public sector banks have announced the offer of the moratorium to customers via their Twitter handles.Read more


Yes, Bank has allowed moratorium period on the Instalment + Interest for TL(including Non-EMI/EMI/Bullet Payment Loans/Credit Card Dues) and interest in case of working capital facilities. It is for All commercial banks (including regional rural banks, small finance banks andlocal area banks), co-operative banks, all-India Financial Institutions, and NBFCs (including housing finance companies and micro-finance institutions). For more info click here

RBI’s 3-month moratorium

With the government extending the nationwide lockdown up to May 31, the Reserve Bank of India (RBI) is likely to extend the moratorium on repayment of loans for three more months, according to an SBI research report.Read more

How can I derefer my SBI loan?

The bank is also proactively reaching out to all of its eligible loan customers to obtain their consent to stop their Standing Instructions (SI) /NACH mandate for the EMIs falling due from 01.06.2020 to 31.08.2020. For this, the bank has simplified the process of stopping the EMIs by initiating a SMS communication to all eligible customers to stop EMIs.Read more

List of Banks giving Moratorium

While some banks and non-banking finance companies (NBFCs) are asking their borrowers if they want to avail the loan repayment 3-month moratorium, others are automatically ‘opting-in’ their borrowers for taking the loan moratorium.Read more

Should I opt for the Moratorium on Loan repayment?

If you are experiencing a liquidity cruch, please opt for a moratorium because it allows a borrower to defer a loan instalment by three months. In other case, you should opt for a loan repayment. Read More

RBI financial FAQ

India’s lenders have begun offering moratoriums on loan repayments, as a relief to borrowers who have been hit by the Covid-19 pandemic. On March 27, the Reserve Bank of India had permitted all bank and non-bank entities to defer, by three months, the collection of equated monthly instalments on all term loans outstanding on March 1.
The details of the package have now started to emerge on banks’ websites, and it’s not all black and white. There are catches if you opt for the moratorium. The frequently asked questions related to the scheme read more

What about Mortgages in India?

The Reserve Bank of India’s (RBI) move would make additional liquidity available to non-banking finance companies (NBFC), which have a significant share in overall credit disbursement but are struggling to raise funds cheaply after the IL&FS defaults.
Read more

What is today’s mortgage home rates in India?

Compare the lowest home loan interest rates starting from 7.25% p.a. and apply for the best home loan. Get the complete list of current housing loan rate of interest in India from all leading banks and financial institutions. Read more

How to choose best mortgage for you?

Unless you can buy your home entirely in cash, finding the right property is only half the battle. The other half is choosing the best type of mortgage. Read more

Does Private mortgage insurance vary by lender?

PMI allows buyers to own a home much sooner, capitalize on home appreciation, and avoid rising rents. In turn, lenders can approve a mortgage at well below the 20% down mark. Thanks to PMI, buyers can own a home sooner. The four types of mortgage insurance does not include those offered with government-backed loans such as FHA MIP, or “mortgage insurance premium.” Rather, these are private mortgage insurance types which are issued with conventional loans, and they come in four varieties:
Borrower-paid (BPMI)
Lender-paid (LPMI)
Single premium
Split premium
Each type comes with its own advantages that suit various situations. Choosing the right one can put you in an ideal home buying position.

Comparision between Private mortgage insurance and mortgage insurance

Private mortgage insurance is an insurance policy used in conventional loans that protects lenders from the risk of default and foreclosure and allows buyers who cannot make a significant down payment (or those who choose not to) to obtain mortgage financing at affordable rates. If you purchase a home and put down less than 20 percent, your lender will minimize its risk by requiring you to buy insurance from a PMI company prior to signing off on the loan. KEY TAKEAWAYS:
If you purchase a home and put down less than 20 percent, your lender will minimize its risk by requiring you to buy insurance from a PMI company prior to signing off on the loan.
Mortgage insurance premium is an insurance policy used in FHA loans if your down payment is less than 20 percent.
There are different rules if your FHA loan originated after June 2013.

Is private mortgage money lending legal in India?

Most loans are made with close friends and relatives on a handshake, but that may not be enough to make it legally collectable. Agreements regarding certain amounts of money or that have repayment terms that exceed a certain period of time must be in writing or will run afoul of the statute of frauds. The statute of frauds mandates that certain agreements must be in writing or they are unenforceable. As a result, a handshake agreement with a friend or relative that is not in writing could lead to an inability to legally enforce the agreement for repayment. Another consideration is the tax consequence of a loan. If you receive interest from the loan, that is income and must be claimed on your taxes. If you do not get repaid, the money might be considered a gift to the other person, and both you and they may have to account for it in your taxes if over a certain dollar amount threshold. Another forbidden practice in many jurisdictions is the penalty clause. Most jurisdictions will allow for the collection of liquidated damages in contracts, but not penalties. Liquidated damages are sums agreed upon in advance meant to compensate one party for a breach by the other in situations where damages would be hard to predict or quantify. But penalties, on the other hand, are arbitrary and usually designed to be punitive in nature (i.e., they punish the breaching party for the breach). So provisions that say something like “breach of this agreement will result in the payment of a penalty of $___” will generally be unenforceable.

What is mortgage Insurance in India?

Private Mortgage Insurance is a mortgage life insurance product that’s designed to protect the borrower from the lender in case there is a default. This would generally cover a large portion of the capital borrowed. Private insurance companies offer this kind of insurance products. Mortgage Insurance Premium is a mortgage life insurance product that protects the lender in case the borrower does not pay the amount because of some unfortunate event. These life insurance products are usually government insurance products. The first reason that all home buyers should consider purchasing mortgage insurance is the safety factor. Also you will be able to purchase a home with less than 20% down. When you get yourself a Mortgage Insurance, the risk that your lender takes on is lowered because there is more assurance that their money will be paid back. This means that you can qualify for a higher loan than you would normally be able to get.

What are the requirements for mortgage loan?

Documents Required for Mortgage Loan. Read more

Am I eligible for a mortgage loan?
What is the difference between pre-qualified and pre-approved?

You’ve probably heard that you should pre-qualify or be pre-approved for a mortgage if you’re looking to buy property. These are two key steps in the mortgage application process. Some people use the terms interchangeably, but there are important differences that every homebuyer should understand. Read more

What to do if you can’t pay the loan EMI?

It’s your legal and moral obligation to repay your debts including home loans but what are your options if you find yourself in a tight spot, unable to repay your dues? Read more

Who are the top 5 mortgage lenders?

You can avail a home loan from banks or a non-banking finance companies (NBFCs). Housing Finance Companies (HFCs) are a part of NBFCs. You can choose between a bank or an HFC by comparing tenure, interest rate, and processing fees offered by them. Let’s take a look at some of the top housing finance companies in the country. Read more

How to choose best mortgage for you?

Unless you can buy your home entirely in cash, finding the right property is only half the battle. The other half is choosing the best type of mortgage. As you’ll likely be paying back your mortgage over a long period of time, it’s important to find a loan that meets your needs and budget. Read more

How to apply for mortgage loan?

You can easily apply for a Bajaj Finserv Mortgage Loan through a simple online process. Here’s what you need to do: Read more

How to qualify for an Indian home loan if you’re not a citizen?

Owning a home for most of us is a matter of comfort, pride and status. And for those Indians living abroad, buying a home in India is about staying connected to their roots and having a sense of belonging to their native land. Read more

What can be for OCI card holders stranded abroad?

The central government on Friday allowed certain categories of Overseas Citizen of India (OCI) cardholders, who are stranded abroad, to come to the country. Read more

How will the Shramik special trains operate?

With an increase in demand for non-AC coaches, the Indian Railways has decided to reconfigure some of its COVID-19 isolation coaches and use it for Shramik Special trains. Read more

How are Mumbai slums dealt with respect to Covid19?

In Mumbai slums like Dharavi, which is Asia’s largest, social distancing is nearly impossible. In response, the state government had said it would conduct a clinical trial to test the effectiveness of hydroxychloroquine on slum residents. Read more

What are the guidelines for home isolation of very mild/ pre-symptomatic cases?

The guidelines are in addition to the guidelines on appropriate management of suspect/confirmed case
of COVID-19 issued by MoHFW on 7th April, 2020. Read More..

What are the guidelines issued for the stranded workers, students etc?

The Home Ministry said that it has issued an order to state and Union Territories to facilitate inter-state movement of stranded people including migrant labourers in the country.
Read More..

How can nurses help to limit the spread of COVID-19 at their home?

India’s Health Minister Dr Harsh Vardhan in April said he valued the guidance and contributions made by the WHO in containing the spread of COVID-19 across the country.Readmore

Is there any insurance scheme from government for nurses fighting COVID-19?

The government today approved the insurance scheme for health workers fighting the novel coronavirus Readmore

Why is there a shortage of nurses in India?

In any health system, the health worker determines the nature and quality of services provided. Data demonstrate that most health systems across the globe face nursing shortages, varying across regions and rural-urban distribution. Readmore

What is the role of ANM to control COVID-19?

In normal times, India’s million plus army of anganwadi workers leads the country’s war against undernutrition. Today, these women have joined another battle – the battle against COVID-19 Readmore

What do nurses need to know about Coronavirus?

The timeline of the virus has been accelerating at a frightening rate—per NPR, the U.S. now has 15 confirmed cases, along with 45 Americans who were infected while onboard the Diamond Princess cruise ship or on flights from Asia. Readmore

How many doctors and nurses have tested positive for coronavirus in India?

At least 96 doctors and 156 nurses have tested positive for COVID-19 across India as of April 22. As most of these infections were transmitted by patients in a hospital environment, at least 826 medical workers who came in contact with the infected personnel had to be quarantined and at least 20 hospitals had to be fully or partially closed. Maharashtra accounted for close to 42% of infected doctors, 70.5% of infected nurses and 84% of infected medical workers (does not include administrative staff). Readmore

How are nursing students a part of Hospital management during COVID-19?

The hospital may be divided into 3 broad zones; i) non covid area, ii) covid area looking after patients with mild to moderate illness and iii) critical area like the ICU. In addition a triage area needs to be developed in the emergency where patients with acute severe respiratory illness will be coming. Read more

What is the constitutional and legal framework for the management of epidemics and health emergencies?

Both the union government and the state governments are constitutionally empowered to legislate on matters related to public health. The union law deals with port quarantine, including in connection with seamen’s and marine hospitals, and interstate quarantine. State legislatures may provide for matters relating to public health and sanitation, hospitals, dispensaries, and prevention of animal diseases. Read more…

What measures has the government taken to contain the virus?

On March 11, 2020, the GOM decided that the MoHFW should advise all state and union territories to invoke section 2 of the Epidemic Disease Act, 1897, so that all advisories being issued by the MoHFW, the states and union territories, are enforceable. On the same day, the union government invoked section 69 of the Disaster Management Act, 2005, to delegate powers of the Home Secretary, who is chairman of the National Executive Committee (NEC), which is a coordinating and monitoring body for disaster management, to the secretary of the MoHFW. Read more…

How to put on use take off and dispose of a mask?

1. Remember, a mask should only be used by health workers, care takers, and individuals with respiratory symptoms, such as fever and cough.
2. Before touching the mask, clean hands with an alcohol-based hand rub or soap and water
3. Take the mask and inspect it for tears or holes.
4. Orient which side is the top side (where the metal strip is).
5. Ensure the proper side of the mask faces outwards (the coloured side).
6. Place the mask to your face. Pinch the metal strip or stiff edge of the mask so it moulds to the shape of your nose.
7. Pull down the mask’s bottom so it covers your mouth and your chin.
8. After use, take off the mask; remove the elastic loops from behind the ears while keeping the mask away from your face and clothes, to avoid touching potentially contaminated surfaces of the mask.
9. Discard the mask in a closed bin immediately after use.
10. Perform hand hygiene after touching or discarding the mask – Use alcohol-based hand rub or, if visibly soiled, wash your hands with soap and water.

I am a Doctor and what to volunteer. How can I do it?

The Government of India requests for volunteer doctors who are fit and willing to be available for providing their services in the public health facilities and the training hospitals in the near future. We appeal to such doctors to come forward at this hour of need. You could also be a retired government, Armed Forces Medical Services, public sector undertaking or a private doctor. Read more

Can pets or stray animals spread coronavirus infection?

There is no evidence, either from the history of COVID-19 cases around the world or from the genetic evolution history of the virus itself, that there is any scope of pets (or even stray animals) contracting or transmitting the virus to humans. Read more

How can the emergency response personnels be safe when so many are getting infected?

All doctors in outpatient wards have been advised by the gov .. Read more

Can CoVID-19 be caught from a person who has no symptoms?

The main way the disease spreads is through respiratory droplets expelled by someone who is coughing. The risk of catching COVID-19 from someone with no symptoms at all is very low. However, many people with COVID-19 experience only mild symptoms. This is particularly true at the early stages of the disease. It is therefore possible to catch COVID-19 from someone who has, for example, just a mild cough and does not feel ill.

What are the vulnerable population programs?

A vulnerable population is a group of people that requires greater protection than normal against the potential risks of participating in research. Vulnerable group simply means the group of people who could easily be harmed physically, mentally or emotionally.

read more

List of COVID-19 Essential Services

This list was developed by Emergency Management BC in consultation with other government ministries and the Provincial Health Officer (PHO). In consultation with the PHO, essential services should and are encouraged to remain open. This list may be updated as government’s response to COVID-19 evolves. read more

The Impact of Change on Vulnerable Populations

At its first organizational meeting, the committee underscored the importance of focusing its attention not only on assessing the future viability of safety net providers but also on how the major trends affecting safety net providers may affect those vulnerable populations traditionally dependent on these providers. read more

Need of Social services providers

Social service programs provided by governments and social services agencies aim to help individuals, families, groups and communities enhance their individual and collective well-being, and to promote equity and opportunity in communities. read More

How will you find people living with health conditions?

Few things impact your life more than a serious health problem. Chronic diseases, including heart disease, stroke and diabetes; cancer; and communicable diseases affect the health of millions of people and cost billions of dollars in medical expenses every year in Missouri. read more

providers of services for people experiencing homelessness

To the extent that homeless people have been able to obtain needed health care services, they have relied on emergency rooms, clinics, hospitals, and other facilities that serve the poor. read more

what are the procedure to followed for getting essential?

This is perfectly allowed provided that you abide by the rules of social isolation. Plan your shopping in the nearby places and limit your movements. And when you do, maintain the basics of social distance.Read more

Food and agriculture related website in india?
Latest news in agriculture

KVIC said that the decision was taken by the Finance Ministry on the initiative of Union Minister for MSME, Nitin Gadkari, who had urged Prime Minister Narendra Modi to increase the import duty on bamboo sticks to discourage heavy import and help local industry.readmore

Agriculture related app in india

app Read more

Food and agriculture policy in india

Agriculture is one of the important backbones of Indian economy. Agriculture has special significance for low income, poor and vulnerable sections of rural society.Read more

Agricultural and Processed Food Export Development Authority

The Agricultural and Processed Food Products Export Development Authority (APEDA) was established by the Government of India under the Agricultural and Processed Food Products Export Development Authority Act passed by the Parliament in December, 1985. readmore

Food processing industry in india

website:Read more

How is the IT market in India?
What are the ways the technology helps during covid 19 pandemic?

Technology cannot prevent the onset of the pandemics; however, it can help prevent the spread, educate, warn, and empower those on the ground to be aware of the situation, and noticeably lessen the impact. Read more

Covid-19 impact on information and Commincatioin technology

The outbreak of Covid-19 has severely impacted the global economy, with disrupting businesses across diverse sectors around the world. The spread of the virus now has led countries into lockdown, fearing the economy of a recession. Read more

Economy of IT company in india

Indian economy and business trend analysis is as follows, Read More

Are there any chances of exemption whatsover for international resource person travel, which is utterly important to the industry?

No, however, in the coming days, non-existence of certified quality systems would probably be treated as a trade barrier not because of any Government regulations but through the customers, Read More..

Who can be contacted for MSME related queries?

Children below 14 years cannot be employed in India.However, there are few exceptions as mentioned below: Read More..

In lockdwn 4, what the guidelines to open industries

Companies should ensure transportation for their workers.
At the offices there should be a series of checkpoints testing can be done.
There should be holding areas for colleagues to ensure that a red flag can be raised if someone’s feeling unwell.
Ensure that there is no crowding in our office spaces, ensure that only 25 or 50% of the workspace is actually occupied.
Read more

State wise list of whats allowed and what not allowed to open in the extended lockdown

Coronavirus Lockdown 5.0 Guidelines: Union Home Minister Amit Shah spoke to chief ministers on Thursday to take stock of the Covid-19 situation on ground, and sought their views on the extension of lockdown beyond May 31. Read More..

For manufacturing industries what restrictions are releaxed?

Manufacturers will have to contend with the constraints of the country being divided into red, orange and green zones, apart from containment areas that are fully sealed. The situation is fluid and zones could change depending on cases. They also have to ensure supplies from vendors can be transported to plants without a hitch and put enough distance between workers.readmore

Which sectors will be crucial post covid period?

The output of eight core infrastructure industries shrank by a record 6.5 per cent in March due to significant dip in production of crude oil, natural gas, fertiliser, steel, cement and electricity amid the coronavirus lockdown. Exports too contracted by a record 34.6 per cent in March on account of the lockdown due to COVID-19 outbreak.readmore

Where can i find a list of dhabbas/repair shops open?

Dhabas/Truck repair shops opened during COVID-19

How are stranded people moved through shramik trains?

The Indian Railways on May 1, 2020, began operating ‘Shramik Special’ trains to transport migrant workers, tourists, pilgrims, students and others, who were stranded due to the sudden nationwide lockdown effective March 22, back to their home States. Readmore

What the Ministry of railway’s latest guidelines for Lockdown 4?

Normal passenger trains in the country will continue to remain discontinued till May 31st, while only special passenger trains and ‘Shramik’ special trains that began operating earlier this month, will continue to operate. Readmore

Has the validity of documents (DL’s) etc been extended for covid period?

Validity of all expired transport documents such as driving licence, fitness, permit etc. has been extended until September 30 in the wake of the prevailing COVID-19 pandemic. Union Transport Minister Nitin Gadkari intimated in a tweet Readmore

Where can greviences related to transport and highways be addressed?

Contact details of Empowered Officers/ Incharge of Control Room in Ministry of Road Transport and Highways during Lockdown Period:–Read more

What are the guidelines issued nationwide for trucks carrying goods?

Kindly refers to Ministry of home affairs Read more

What is convalescent plasma therapy?

Convalescent plasma treatment involves injecting the COVID-19 patient with convalescent sera of people who recovered from the infection recently. The patient cured of the disease will have antibodies that drive coronavirus away. Read more

Do India approved Plasma Therapy?

The centre has allowed the state to conduct pool testing of samples of suspected coronavirus patients and also approved the use of plasma therapy in treating COVID-19 patients.
He said that the approval was given by Union Health Minister Harsh Vardhan during a video-conference meeting with the health ministers and secretaries of all the states. Read more

How long does it take to donate plasma?

The process of donating plasma to treat COVID-19 is not very complex and can be done in just two hours which includes blood testing, reports analysis, the process of extracting blood and then removing plasma from it and putting the remaining blood again in the body.

India orders on COVID 19 survivors about plasma donation?
How Microsoft Plasmabot In india helps to the government?

As countries including India explore plasma therapy to treat severe COVID-19 patients, Microsoft is launching a plasmabot initiative to encourage people who have been recovered from the deadly disease donate their plasma. Several studies have begun in different parts of the world to test effectiveness of convalescent plasma therapy in treating COVID-19 patients. The idea behind this therapy is that immunity can be transferred from a healthy person to a sick using convalescent plasma. In India, states like Kerala and Gujarat have started Convalescent Plasma Therapy from to treat Covid-19 patients read more.

Overview of Blood Plasma Fractionation in India

The importance of blood is often overlooked, as we forget to acknowledge this crucial fluid pumping through our body. Blood comprises ~55% plasma (to transport nutrients, hormones and proteins), ~44% red blood cells (carrying oxygen) and <1% white blood cells and platelets (containing immune cells and clotting factors). Read more

Procedure of Blood plasma donation in India

The therapy, like blood transfusion, harvests the antibody from a recovered patient and ingest into a sick person. Helped by the antibody, the immune system mounts robust combat on the virus. Read more

Is donating plasma safe?

Generally, plasma donors must be 18 years of age and weigh at least 110 pounds (50kg). All individuals must pass two separate medical examinations, a medical history screening and testing for transmissible viruses, before their donated plasma can be used to manufacture plasma protein therapies. Read more. All individuals must pass two separate medical examinations, a medical history screening and testing for transmissible viruses, before their donated plasma can be used to manufacture plasma protein therapies. Read more

What do you do with my plasma?

Plasma therapy trials have already started in some states like Maharashtra, UP and Madhya Pradesh — though on a very small scale involving only one or a couple of patients. The use of hydroxychloroquine (HCQ) tablets as a preventive measures or front-line healthcare workers, and on patients and their contact also has started in some states. Read more

How India’s Covid-19 lockdown has worsened the shortages at blood banks?

Due to the covid 19 pandemic, The blood banks are closed and it takes nearly 14-16 days to transfer a blood to the patients. hospitals are making do with fewer staff, and fewer donors are coming forward due to restrictions on people’s movement and the fear of contracting Covid-19 at a hospital or clinic, our reporting found. People do not want to go to blood banks, and especially blood banks within hospitals, because of the fear of getting infected with Covid-19. The lockdown has restricted movement, so regular donors living far from a hospital or blood bank cannot donate, and finding new donors in nearby areas is a challenge. Even when people come, doctors have to be careful about who is donating blood. Donors will have to be asked questions about travel history or contact with anyone who has travelled abroad. for more info click here

Who will be receiving the treatment from Plasma Therapy?

Initially we will try in a small number of patients. At present it is permitted as an experimental therapy for restricted use for severely affected patients only. We will be getting the informed consent before they are recruited. This will be conducted as a clinical trial. COVID clinics of five medical college hospitals will be partnering. Read more

How important plasma protein in India?

India needs about 9,00,000 liters of plasma proteins per year as per WHO estimates. India has been sourcing these proteins from MNCs. 25 percent of the world Hemophilia population lives in India and needs plasma.

Contact details to donate plasma in India?
Hospitals list so that I can donate blood plasma in India
Do I need to come to check up after I donate my blood plasma?

If you’ve been told that your plasma is “cloudy” it could be because you’re eating foods that are fatty; If you’re noticing that your donation time seems to be considerably longer than others around you, it may be due to dehydration. If you’re not drinking enough water throughout your day, it’s going to make your blood “thicker.” When this happens, there is less plasma (the liquid part of your blood) that can be extracted during each donation cycle. This means you’ll have to sit through more cycles in order to extract the pre-determined amount of plasma; Vibrating or Tickling in the Arm During Donation happens when the needle is resting on the side of your vein (on the inside). This can be easily fixed; If you experience any pain in your arm during your donation, let the Phlebotomist know immediately. This can usually be fixed by having them reposition the needle within the vein. However, a sharp, strong pain may be an indication that the vein being used for your donation has “blown” or broken open.

Where can I find details on Indian Red Cross Society Blood Bank details?

The Indian Red Cross is a voluntary humanitarian organization having a network of over 1100 branches throughout the country, providing relief in times of disasters/emergencies and promotes health & care of the vulnerable people and communities. READ MORE

Where can I find schedule on blood donations camp?

This National Portal is dedicated to information on Blood Transfusion Services and Resources. NBTC is the policy formulating apex body in relation to all matters pertaining to operation of blood centres.read more

Where can I find IRCS COVID19 Daily Bulletin online?

IRCS thanks the benevolent people who are sending messages, e-mails and making phone calls to express their solidarity with us.read more

How to find any blood bank near me?

If you think you have been exposed to novel coronavirus (COVID-19), and have developed any symptoms (cough, fever or difficulty breathing), call the Govt. of India helpline 1075 or the state helpline numbers for assistance.

How can I locate blood donors?

The complete blood count (CBC) is a test that evaluates the cells that circulate in blood. Blood consists of three types of cells suspended in fluid called plasma: white blood cells (WBCs), red blood cells (RBCs), and platelets (PLTs).read more

Where can I check stock availability of blood?

The National Health Mission is India’s flagship health sector programme to revitalize rural and urban health sectors by providing flexible finances to State Governments.

Where can I find schedule on blood donations camp by e-Rakt Kosh Blood Cell NHM?

The National Health Mission is India’s flagship health sector programme to revitalize rural and urban health sectors by providing flexible finances to State Governments. read more

Is there any iOS mobile app for getting in touch with e-Rakt Kosh Blood Cell NHM?

e-Rakt Kosh enforces Drug & Cosmetic Act, National blood policy standards and guidelines ensuring proper collection & donation, effective management and monitoring the quality and quantity of the donated blood. read more

Is there any Microsoft desktop app for getting in touch with e-Rakt Kosh Blood Cell NHM?

e-Rakt Kosh is an initiative to connect, digitize and streamline the work flow of blood banks across the nation read more

Who is eligible?

Most people who plan to have major elective surgery are eligible. The medical staff at the Blood Conservation Program will determine your eligibility based on :General medical condition.The procedure you are schedule to have.The amount of blood usually required for the procedure. Read more

Who can donate blood?

If you are aged between 18 and 60, you can donate blood, irrespective of your gender.Your body should not weigh less than 45 kg. If you are not aware of your blood pressure, don’t worry. At the camps they quickly check whether the blood pressure is at the aceptable level.Read more

Who should not donate?

People suffering from serious ailments should completely refrain themselves from donating blood. These include heart, lung, liver, kidney (Chronic Nephritis), allergic and sexuallly transmitted disease, any type of cancer, tuberculosis, epilepsy, asthma, schizophrenia or endocrine disorder, abnormal bleeding, fainting spells and leprosy or diabetic patients under the control of insulin should not donate blood.Read more

When can you donate blood?

Men can donate blood once in three months; Women can donate once in four months.Read more

No Form is Available in India instead there are Phone numbers to report cases states wise

There are no Forms Available in India instead there are Phone numbers to report cases states wise.Read more

I am living in Delhi. My landlord is forcing me to pay the rent. What will I do?

Covid-19 lockdown: Dial 100 if landlords force you to pay rent in Delhi .Read more

What will the government do against landlords evicting doctors, paramedics over coronavirus?

the government on Wednesday gave power to zonal Deputy Commissioners to take “strict penal action” against landlords who have been forcing doctors and paramedical staff, engaged in fighting the novel coronavirus, to vacate their rented premises. Read more…

what did ministry of home affairs ordered regarding relaxationto the tanent?
Can a tenant be evicted for non-payment of rent during COVID-19?
can landlords demand for a rent during corona lock down?

Do not collect rent for three months, govt. tells landlords Read more

Evicting tenants, demanding rent is illegal during lockdown

Several reports from across Bengaluru point to tenants — migrants, students, young professionals, flight attendants and others — being asked by house owners to vacate their accommodation without prior notice. Read more

To pay rent, or not? Tenant-landlord conflict in the time of Coronavirus

We are witnessing an unprecedented situation, which not only has disrupted all our economic and organisational norms hereto, but also has deeply affected our relationships – both interpersonal and social. Read more

what tanents should do if landlords forces tanent for the rent?
consequences that landlord would bear if they force tanent
which state has issued instructions to landlords and house owners to defer rent collections from tenants for at least three months?

Do not collect rent for three months, govt. tells landlords Read more

I am in Maharashtra. will I need to pay rent during the pandemic?

Maharashtra is the worst-hit state with the highest number of positive cases of Coronavirus. So far, the state has reported over 3200 cases and 194 deaths. Read more

I am a Student studying in chennai. Will I need to pay the rent during the pandemic?

CHENNAI: Following a directive from the Union government, the Tamil Nadu government on Tuesday issued an order warning action against landlords for forcing labourers and students to vacate their premises. Read more

COVID-19: Landlord Forcing You To Pay Rent/Vacate? Here’s What You Can Do?
After Drop In Sales, Will COVID 19 Lead To Eviction Of Retailers From Malls?

Mall leases have ceased to be in the nature of a tenancy agreement. The clauses are no longer limited to availability of the premises, rent, lock-in period, repairs, and exit. Read more

How is india responding to covid 19?

In the last one-week (May 10-17) India added 27,988 Covid-19 positive cases, which is over 20 per cent more than the 22,959 (May 3-10) cases added the previous week, as per the latest statistics of Health Ministry on Sunday. Read more

what are safety measure taken?

Protective measures against the Corona Virus: Maintain minimum social distance Read More

what are awareness program conduct?

The awarness programs conducted by Government of India are, Read More

what is india’s economic plans?

steps India has taken so far to contain economic fallout of Covid-19. Read more

what is helpline number of each state/UT?

The list of the Help Line numbers are listed here. Read More

what is 24X7 helpdesk number?

The government has set up a 24X7 helpline number to attend to queries about the novel coronavirus (nCov) as number of cases rose across the world. Read more

what are rules of lockdown?

On the first day of unlock 1.0, Kerala allowed buses to ply in neighbouring districts with adequate safety measure including wearing masks and using sanitisers. Although the government permitted shootings for films and soap operas, outdoor shoots have not been allowed. Read more

what is do’s and don’t of covid 19?

Protect yourself and others! Follow the Do and Don’ts. Read More

what are methods for increase the health and immunity?

Many products on store shelves claim to boost or support immunity. But the concept of boosting immunity actually makes little sense scientifically. In fact, boosting the number of cells in your body — immune cells or others — is not necessarily a good thing. Read more

what is daily of covid 19?

COVID-19 Dashboard. Read more

What are the number of test cases in India?


What actions are being take by the Government of India to respond to the pandemic?

Prime Minister Narendra Modi’s order for the country’s 1.3 billion people to stay home, is an escalation of the 07:00 – 21:00 “Janata curfew” introduced on March 22 and Read More..

How to get help form Government for different states about COVID-19?


What are the steps taken by the Government to migrate during Lockdown?

The steps taken by the Government to migrate during Lockdown Read More..

What are the steps to contribute for poor?

Keeping in mind the need for having a dedicated national fund with the primary objective of dealing with any kind of emergency or distress situation, like posed by the COVID-19 pandemic, and to provide relief to the affected, a public charitable trust under the name of ‘Prime Minister’s Citizen Assistance and Relief Read More..

What actions taken by the Government to deliver medicines?

This is a unified platform to bring together key Government stakeholders, industry champions and logistic providers to identify and fill the demand-supply shortages in the supplies required to combat COVID-19. Read More..

How to get updates on COVID 19?

Details of Nodal officer for handling COVID-19 Public grievances pertaining to Ministry of External Affairs: Read More..

What are the steps taken to prevent people facing loss of income?

India announced a Rs 1.7-lakh-crore relief package to take care of poor, workers and those who need immediate help amid a lockdown to combat the coronavirus pandemic. Read More..<

Government e-marketplace

These are some of the steps taken by the Government of India to ensure that businesses keep moving so that we, as a nation can keep walking towards our collective goal of growth, in all the verticals. Read More..

Relief measures by government of India for businesses during covid-19

The global economy has been adversely affected by the COVID-19 pandemic, which has impacted most countries across continents. Read More..

What are the recent updates on the coronavirus pandemic?

The World Health Organization on Wednesday said that clinical trials of the drug hydroxychloroquine will resume, having been suspended pending a safety review in the search for coronavirus treatments Read more

What are the India’s COVID-19 Economic Response Plan?

The COVID-19 pandemic has been unprecedented on many counts pertaining to public health, national security, and the global economy. Not since the Spanish Flu of 1918 has a pandemic brought economic powerhouses to such a standstill.Read more

Explain in detail about rent reliefs?

Legally any tenant-landlord is a contractual relationship based on the free will of the parties.A FM event can be understood as an extraordinary event or a circumstance beyond human control, which frees both the parties from contractual obligations, when prevented by such an event, from fulfilling their obligations under the contract. Most of the FMCs in already concluded Agreements do not have pandemic event like the present COVID-19 in it. Read more.

What are the measures taken by the government to support for businesses during the coronavirus pandemic?

Since the begining of the pandemic, businesses have been affected a lot.The Government of India has been preparing strategies and action plans for business continuity and also to make doing business easy in the country by releasing notifications/amendments/circulars highlighting measures to improve the business environment in India. Read more.

What are the Government help during Covid-19 overall summary?

The government has promised 1.7 trillion for covid-19 relief fund. About two-thirds of population will be covered under the Pradhan Mantri Garib Kalyan Anna Yojana.The country is inlockdown from March 25th. Along with these, many more steps were taken. Read more.

Why India’s Covid-19 contact tracing app is controversial?

Aarogya Setu stores location data and requires constant access to the phone’s Bluetooth which, experts say, makes it invasive from a security and privacy viewpoint. Read more.

What are the Coronavirus Medical Consulting and Planning Services?

The healthcare sector is at the epicentre of this unprecedented global pandemic challenge.The industry has been witnessing loss of business and this trend is expected to continue for the foreseeable future. The medical devices industry has also taken a hit. Read More.

India’s Government Response to COVID-19?

India’s response to COVID-19 has been “pre-emptive, pro-active and graded”, the government said on Saturday, brushing aside the allegation that the 21-day nationwide lockdown was announced without any planning.Read more

How to manage the workplace during COVID-19?

About four months ago we heard of a mysterious virus that was causing pneumonia like symptoms and today, much of the world as we know it has come to a standstill.About four months ago we heard of a mysterious virus that was causing pneumonia like symptoms and today, much of the world as we know it has come to a standstill.Read more

‎Preventive measures taken by Indians against the coronavirus (COVID-19) as of March 2020?

Preventive measures taken by Indians against the coronavirus (COVID-19) as of March 2020 Read more

Mental Health

Good mental health enhances one’s confidence and self-esteem and enables a person to enjoy and appreciate other people, day-to-day life and the environment. World Health Organisation (WHO) has come up with a comprehensive definition of mental health as a state of well-being in which every individual realizes his or her own potential, can cope with the normal stresses of life, can work productively and fruitfully, and is able to make a contribution to her or his community. Read more…

Children’s Health and Immunisation

Children’s health and immunisation is to get kids vaccinated so that they can be immune to diseases. Different types of childrens health and immunisation in India: click here

Health and Wellness

Health is defined as the overall mental and physical state of a person. Wellness refers to the state of being in optimal mental and physical health. Health and Wellness in India: click here

National mental health program

The Government of India has launched the National Mental Health Programme (NMHP) in 1982, with the following objectives: to ensure the availability and accessibility of minimum mental healthcare for all, particularly to the most vulnerable and underprivileged sections of the population, To encourage the application of mental health knowledge in general healthcare and in social development, and To promote community participation in the mental health service development and to stimulate efforts towards self-help in the community. Read more…

Taking care of Mental Health

How to take care of mental health: spend time with family, spend time on recreational activities, get involved in daily activities, connect to loved ones, cut down on listening to the news, Read more…

Mental health crisis

According to a survey conducted by the Indian Psychiatry Society, within a week of the start of the lockdown, the number of reported cases of mental illness in India had risen by 20%. This is said to be the new epidemic after the coronavirus. Read more….

How to care for your mental well being during covid19?

Ensure availability of essential, generic psychotropic medications at all levels of health care. During times of stress, pay attention to your own needs and feelings. Engage in healthy activities that you enjoy and find relaxing. Read more…

Womens mental health in covid19

Due to various social, cultural and economic factors, women are facing a sharp increase in caregiving responsibilities, with even less freedom, space, or economic security. Read more…

COVID19 Mental health guidelines

Keep informed, have a routine, Minimize newsfeeds, keep social contact, limit alcohol and drug use, limit screen time on video games and social media, Read more…

Mental Illness

Mental illness amounts to one-sixth of all health-related problems and it’s a worldwide concern. A report by the Indian Council of Medical Research shows that one of out every seven individuals in India suffers from a mental health concern. The recent survey by the Indian Psychiatry Society (IPS) highlights a sudden rise in patients suffering from some sort of mental illness. As the fear of COVID-19 spread increases so does the anxiety associated with it. Read more…

Aarogya Setu

Aarogya Setu is an Indian open-source cross-platform CoVID-19 “Contact tracing, Syndromic mapping and Self-assessment” digital service, primarily a mobile app, developed by the National Informatics Centre under the Ministry of Electronics and Information Technology. Read more

WHO Info

World Health Organization is a specialized agency of the United Nations responsible for international public health.Read more

COVID19 Feedback

High-flow nasal-oxygenation-assisted fibreoptic tracheal intubation in critically ill patients with COVID-19 pneumonia: a prospective randomised controlled trial. Br J Anaesth 2020;epublished March 19th . Read more

Ayush Sanjivani

The Ayush Sanjivani mobile app is a notable effort in the field of public health research in India. It aims to study the impact of AYUSH-based practices in improving the health of the general public.read more

COVID-19 Quarantine Monitor Tamil Nadu (official)

Corporation authorities went to track the status of home quarantined people in Chennai, they were in for many surprises.Read more

COVID 19 self-assessment interactive tool

This tool will help you assess your symptoms and determine if you’re a good candidate for a coronavirus disease 2019 (COVID-19) test in your home community.Read more

COVID-19 self-assessment

This tool will help you assess your symptoms and determine if you’re a good candidate for a coronavirus disease 2019 (COVID-19) test in your home community.Read more


MyGov is a citizen engagement platform founded by the Government of India to promote the active participation of Indian citizens in their country’s governance and development.Read more

COVA Punjab

COVA Punjab (Corona Virus Alert) App has been developed by Government of Punjab to provide citizens with preventive care information and other government advisories. The app has following main sections for citizens: Read more

Test Yourself Goa

Directorate of Health Services, Government of Goa partnered with Innovaccer to launch India’s first digital initiative to tackle novel Coronavirus and assist patients in identifying their next steps to stay safe from the COVID-19 virus. Read more

How to connect with Self-assessment Tool by Telehealth in India?

Based on the guidelines of Minisitry of Health and Family Welfare (MoHFW), Indian Council of Medical Research (ICMR), and World Health Organisation (WHO) on Testing for COVID 19 just by answering a few questions related to your age, symptoms, travel or contact history and pre-existing health conditions our tool can help you decide whether you need to get tested or not.Read more

Explain about COVID-19 overview of Telehealth?

Purpose The outbreak of coronavirus disease-19 (COVID-19) is a public health emergency of international concern. Telehealth is effective option to fight COVID-19 outbreak. The aim of this systematic review was to identify the role of telehealth services during COVID-19 outbreak.Read more

Aarogya Setu COVID-19 teleconsultations

Aarogya Setu is now aggregating COVID-19 teleconsultations, home sample collection for lab tests, and delivery of medicines, as was indicated by people behind its development just two weeks ago.Read more

Why Using Telehealth Is Important During the COVID-19?

Telehealth is bridging the gap between people, physicians and health systems, enabling everyone, especially symptomatic patients, to stay at home and communicate with physicians through virtual channels, helping to reduce the spread of the virus to mass populations.Read more

Difference between Telehealth and Telemedicine

Telemedicine is a subset of telehealth that refers solely to the provision of health care services and education over a distance,. Telehealth is different from telemedicine because it refers to a broader scope of remote healthcare services than telemedicine. Read more

how telemedicine fight against covid 19?

As the world gears to tackle the threat from novel coronavirus,healthcare workers and senior doctors in the state are betting big on telemedicine – a remotely administered practice of consultation – to stop overcrowding of hospitals in the event of Covid-19 caseload becoming unmanageable in the near future.Read more

How can I get guidelines For Virtual Consultations using telehealth?

A patient can now consult doctors over text, video and voice call. The doctors are also allowed to prescribe medicines over certain conditions.The doctors will have to complete an online course within three years for online consultations.Read more

How to prevent yourself from covid 19?

You can reduce your chances of being infected or spreading COVID-19 by taking some simple precautions:Maintain at least 1 metre (3 feet) distance between yourself and others.Avoid going to crowded places. Avoid touching eyes, nose and mouth. Make sure you, and the people around you, follow good respiratory hygiene. This means covering your mouth and nose with your bent elbow or tissue when you cough or sneeze. Then dispose of the used tissue immediately and wash your hands.Read more

Telehealth Use in Rural Healthcare

Telehealth in rural areas to deliver and assist with the delivery of healthcare services can reduce or minimize challenges and burdens patients encounter, such as transportation issues related to traveling for specialty care. Telehealth can also improve monitoring, timeliness, and communications within the healthcare system.Read more

Provide telemedicine services to rural areas

The telemedicine service will be available round the clock via CSC’s video conferencing platform, which works on low bandwidth and doesn’t need broadband connection.Read more

Indigenous rights in India?

The situation of the rights of indigenous peoples in India

Which are numerically the three most important tribes in India?

The aboriginal ethnic groups of India are called “scheduled tribes” in the Constitution. The designation, invented by the British, covers somewhat arbitrarily 255 such communities. According to the 1971 census the total population of India was 547,949,809, of which the scheduled tribes accounted for 38,015,162, or nearly 7% of the population. readmore

Do Indian tribes have their own laws?
How are tribal governments most like the US government?

Indian treaties have the same force now as on the day they were signed. Like the Constitution and Bill of Rights, treaties do not expire with time. Read more

Why is Aboriginal offensive?

More than 370 million people across 70 countries worldwide identify as Indigenous. They belong to more than 5,000 different groups, and speak more than 4,000 languages. ‘Indigenous Peoples’ is the accepted way of referring to them all as a collective group – the equivalent of saying ‘the British’, or ‘Australians’. Read more

What is the federal Indian trust responsibility?
Which is largest tribe in India?
What are the Nine ways to support the rights of indigenous people?

The lockdown is affecting the traditional livelihood of the tribals as this is the peak season for selling of Non Timber Forest Products (NTFP), also called Minor Forest Produce (MFP) which according to the Forest Rights . Read more

How do I request child care?

Thank you for your continued service to Wisconsin during the COVID-19 crisis. All new requests for child care from essential workers should be submitted through the Child Care Finder, a web-based platform that will collect all the information needed to get your request going. Read more

Who is considered an essential worker?

Essential workers are employees, contractors, and other staff in vital areas that keep our communities healthy and functional. As defined by Emergency Order #12, essential workers are grouped into two tiers, with tier one taking priority over tier two, as defined below: Read more

Child care information for essential workers

Child care information for essential workers. Read more

Why Working Poor Women Need Better Child Care?

WIEGO conducted focus group discussions with women informal workers in cities in Brazil, Ghana, India, South Africa, and Thailand to assess their child care needs. The research was done through member-based organizations of workers, and the findings show that child care responsibilities have a significant impact on women informal workers’ earnings. Read more

What kinds of public investments are made into this?

Focus group discussions conducted with women informal workers in cities in Brazil, Ghana, India, South Africa, and Thailand show that child care responsibilities have a significant impact on women informal workers’ earnings. Read more

what is the total package allocated for corona virus?

Coronavirus: All you need to know about government’s Rs 1.7 lakh crore stimulus package Read More..

What is the medical insurance for medical workers?

“The medical insurance scheme would include sanitation staff, doctors, Asha workers, paramedics and nurses. These professionals are not considering their own health risks and have been attending to Coronavirus patients,” FM announced at a presser.
Read more..

What is Garib Kalyan Anna Yojana?

Additional allocation of foodgrain for distribution to all the beneficiaries under TPDS (AAY and PHH) @ 5kg per person per month free of cost for a period of three months, i.e. April-June, 2020 Read More..

What would women Jan Dhan account holders get?

Women Jan Dhan bank account holders started getting the second instalment of Rs 500 from Monday as part of the Rs 1.7 lakh crore Prime Minister Jan Kalyan Yojana package announced by Union finance minister Nirmala Sitharaman on March 26. Read More..

Beneficiaries of Ujjwala LPG scheme?

Over 8 crore Pradhan Mantri Ujjwala Yojana beneficiaries will be entitled to a total of three 14.2-kg LPG cylinders for free between April to June, a move that will cost the government an estimated Rs 13,000 crore. Read More..

what is the limit of collateral-free loans?

Emergency Credit Line Guarantee Scheme: From eligibility to interest rate, everything about Government’s Rs 3-lakh crore collateral free loan Read More..

what is the fund for construcrion workers?

All you need to know about government’s Rs 1.7 lakh crore stimulus package. Read more..

Guidelines for Supporting employees through chronic illness

What are the various measures taken by govt.of India to aid businesses?

To address these adverse times, the Government of India has been preparing strategies and action plans not only for business continuity and sectoral revival but also to improve Ease of Doing Business in the country by releasing notifications/amendments/circulars highlighting measures to improve the business environment in India. Some of the special measures have been taken by the Central government, Reserve Bank of India, Securities & Exchange Board of India (SEBI), Insurance Regulatory and Development Authority (IRDAI) and the sectoral ministries to boost businesses in India.

How do I benefit from these measures?

Relaxations provided on compliances to be met by units / developers / co‐developers of SEZs; More than 280 units in SEZs, manufacturing essential items like pharmaceuticals and hospital devices, are operational; Extension for RE Projects for a period of 30 days beyond lockdown; All projects or activities related to bulk drugs and intermediates manufactured for addressing ailments such as COVID-19 and those with similar symptoms have been categorised as ‘B2’ for a period up to the 30th September 2020. This means will not be required to submit an Environment Impact Assessment (EIA) report; Notification under the Ordinance to extend time limits for various GST compliances to June 30, with effect from March 20; Exemptions granted to businesses for various purposes including testing and approval of tractors, tillers, harvesters, and other machinery (till December); expiring licences of seed dealers to be valid till September

How do I access these measures?

People will be benefitted by these measures and various steps taken by the Government through their process of work or when they come across their day-to-day activities. Various amendments have been made to the rules and regulations in every sector to ease out the procedure to a great extent. Waiving off certain permissions and fees or providing sufficient supplies even in this pandemic situation has helped many.

What are the various funding available for startups?

Any early-stage startup can apply in Fast Forward by answering 10 questions, and WaterBridge partners will engage with them virtually and conclude whether they want to invest within 10 days. The startups that are selected in Fast Forward will have the capital in their bank account in 20 days. The check comes in two sizes: $135,000, aimed at startups that have not built the product yet, and $330,000 for those who have some semblance of the product but may not have started to generate revenue yet. WaterBridge Ventures will take 15% equity in the startup in return.
Fast Forward is open to investing in nearly every category, though it is avoiding at least two: Hardware manufacturing and real estate, two areas that have proven challenging for scale in the country.

GST exemption limit in India

The government has made it mandatory for business whose aggregate turnover in a financial year exceeds Rs 20 lakh to register for GST. Read more

What is the interest imposed by income tax department under section 234B?

The Income Tax department levies penalties in the form of in the form of interest under Section 234 on taxpayers if they fail to file return on time or don’t pay Advance Tax on time or don’t pay Advance Tax on time. Read more

What are benefits of GST?
What is GST Reverse Charge?
Goods and Services Tax Network (GSTN) during covid 19?

What are the child benefit schemes?

Child Tax Credit if your family’s income is £16,190 or less and you’re not getting Working Tax Credit. Working Tax Credit if you are receiving Working Tax Credit run-on.

What is the pregnant women assistance program?

Pregnant Women Assistance (PWA) is a state funded program that provides cash assistance and support to low-income pregnant individuals who are not eligible for Temporary Assistance for Needy Families (TANF) or State Family Assistance (SFA).

What is NCPCR?

The National Commission for Protection of Child Rights (NCPCR) is a statutory body established by an Act of Parliament, the Commission for Protection of Child Rights (CPCR) Act, 2005. The Commission works under the aegis of Ministry of Women and Child Development, GoI. The Commission began operational on 5th March, 2007.

What is ICDS?

Integrated Child Development Services (ICDS) is a government programme in India which provides food, preschool education, primary healthcare, immunization, health check-up and referral services to children under 6 years of age and their mothers

What is National Creche Scheme?

The National Crèche Scheme is a centrally sponsored scheme being implemented by the Ministry of Women and Child Development.

What are the children rights?

The United Nations Convention on the Rights of the Child (UNCRC) defines Child Rights as the minimum entitlements and freedoms that should be afforded to every citizen below the age of 18

What is the process to be followed for getting the benefit of instalment moratorium?

The scheme will be applicable to all standard term loans under Housing Loan, Loan against Property, Auto Loan, Education Loan & Personal Loan as on March 1, 2020, for borrowers who have already availed moratorium during the period March 2020/ April 2020 to May 2020.Read more

What will happen after the relief period /moratorium is completed?

Interest shall continue to accrue on the outstanding portion of the term loans during the moratorium period and will be added in the loan amount outstanding. The repayment schedule for such loans will be reframed. This may result in either increased EMI or increased tenure of the loan or both.Read more

What if my cash flow is not impacted on account of Covid-19 and hence I do not intend to avail moratorium and want to continue to make the EMI Payment as in past?

Customer should request Bank to recover EMI by applying through Bank or by responding to the SMS received from Bank for this purpose. After receipt of such requests from the customers, their EMI would be recovered by Bank. Read more

Since the instalments are not to be paid, how will the loan be adjusted?

The Interest accrued during period of moratorium will be added to the outstanding loan amount at the end of the moratorium period and the repayment schedule for such loans will be reframed.Read more

What will happen to the accounts which are delinquent/ in default/overdue on or before 1st March 2020?

The instalments/other amount overdue on or before 29th February 2020 in any of the loan account will have to be paid in order to avoid down-gradation of account and slippage in credit rating in future.Read more

What will be the impact of this relief by RBI on borrowers as far as reporting of default is concerned?

Any delay in payment leads to default and gets reported to Credit Bureaus. For business loans of Rs. 5 Crores and above, the Banks report the overdue position to RBI also through CRILC.Read more

What about interchangeability being permitted from NFB to FB or FB to NFB for businesses?

The interest applied on the Fund Based portion of Interchangeability availed during the said period of 1st March to 31st May 2020 will be eligible for moratorium. In respect of new sanctions accorded from 1st March and availed during the period, the interest applied on the Fund based portion would be eligible.Read more

What is income tax rate for advance to fight COVID-19 pandemic?

Income Tax is not applicable on any advance availed under EPF Scheme. Read More

How long will it take for credit of amount in my bank account after submission of claim for advance to fight COVID-19 pandemic?

Claims for advance to fight COVID-19 pandemic are being processed on priority considering exigency of the situation. Read More

How can I know whether establishment/factory in which I am employed is in an area declared to be affected by COVID-19 pandemic?

Since COVID-19 has been declared a Pandemic by the Appropriate Government for the entire country and therefore the employees working in establishments and factories across entire India, who are members of the EPF Scheme, 1952, are eligible. Read More

Is EPF member required to produce any certificate or document for availing this advance?

No certificate or documents are to be submitted by member or his/her employer for availing the benefit. Read More

How much money can I get from my EPF account under this new provision to fight COVID-19 and do I have to refund it?

You can get non-refundable withdrawal to the extent of the basic wages and dearness allowances for three months or up to 75% of the amount standing to your credit in the EPF account, whichever is less. The amount standing to credit in EPF includes employee’s share, employer’s share and interest thereupon.

Since withdrawal is non-refundable, there is no requirement to refund the amount. Read More

How can I claim this amount? Do I need to submit claim form to EPFO Office?

Like claim for all other types of advances, the claim for this advance also can be filed Online if your UAN is validated with Aadhaar and KYC of Bank account and Mobile number is seeded in UAN. Read More

Can I file claim through my mobile phone?

EPFO> Employee Centric Services> Raise Claim> Login with your UAN and OTP received on your mobile number registered with UAN to file claim.


Yes, from your mobile phone you can either

i) login to (https://unifiedportal-mem.epfindia.gov.in/memberinterface) and follow steps a. to j as in Ans to Q9 to file claim OR ii) Through UMANG (Unified Mobile Application for New-age Governance) Mobile APP Home> EPFO> Employee Centric Services> Raise Claim> Login with your UAN and OTP received on your mobile number registered with UAN to file claim. Read More

Can an employee working in an exempted establishment get the advance to fight COVID-19 pandemic from PF Trust?

The “Terms and conditions of exemption” in Para 27AA of EPF Scheme, 1952, provides that any amendment to EPF Scheme, 1952, which is more beneficial to the employees becomes applicable to exempted establishments pending formal amendment of Trust Rules.

So, employee of an exempted establishment can withdraw from his PF account maintained with the PF Trust of the establishment by making application to the PF Trust. Read More

Can a Non Resident Indian (NRI) join NPS?

Any individual can open a pension account under NPS through eNPS using either his Aadhaar Card or PAN card & Bank Account Verification. Read More..

How do I join NPS?

Any Aadhaar holder, aged between 18 to 60 years, who has his mobile number registered with Aadhaar, can subscribe to the National Pension System online. Read More..

What are the documents needed for opening an NPS account?

The Central Government has introduced the Defined Contribution based Pension System known as the National Pension System (NPS) replacing the existing system of Defined Benefit Pension with effect from January 01, 2004 vide its notification Ministry of Finance (Department of Economic Affairs) OM No 5/7/2003 PR Dt 22/12/2003. Read More..

why government employees get to choose NPS pension fund manager?

Until now, pension savings of government subscribers was split equally between three PSU managers. Read More..

Can I have different pension fund managers and investment option for Tier I and Tier II account?

Yes, you can select different pension fund managers and investment options for your NPS Tier I and Tier II accounts. Read more..

When can I withdraw money from NPS?

You can find the withdrawal form of respective sector from “Form” section available on this website. Based on the different types of Withdrawal request, following forms are made available: Read More..

What are the different annuity options offered by ASPs?

Annuity in the context of NPS refers to the monthly payment that will be received by the subscriber from the Annuity Service Provider after his exit from NPS. Annuity Service Provider is an IRDA registered insurance company empanelled by PFRDA for providing of Annuity Services to NPS subscribers upon their exit from the system. Read More..

What is an annuity?

An annuity is a contract between you and an insurance company in which you make a lump-sum payment or series of payments and, in return, receive regular disbursements, beginning either immediately or at some point in the future. Read More..

What is the impact of retirals due to covid?

The world today is undergoing a panic situation due to Coronavirus outbreak thereby, infecting lakhs of people around the world; taking death toll close to 80,000-mark. Read More..

what is the Target Group?

For the first scheme,large Corporates and Medium Enterprises that are in the Standard Category would be eligible for this loan.Read more

what is the Purpose?

The purpose of this program is to provide loans to employees who have an immediate need for funds as the result Read more

what is the Eligibility?

Existing housing loan customers who have completed the security charge of their property in favour of bank and have started the repayment of an existing home loan Read more

when is the Validity?
what is the Nature of facility?

The nature of the emergency loan facility is medium term of Loan ,Read more

COVID-19 Emergency pension loan

India Covid 19 emergency pension loan is for meeting unforeseen expenses due to Covid-19.Read more

what is the margin?

There is no margin for this loan.Read more

what is the age limit?

Age limit for the emergency pension loan is.. Readmore

what is the rate of interest?

Concessional interest rate of RLLR (7.45%) + 1.00% = 8.45% onwards

what is the date of repayment?

RBI has permitted NBFCs to grant a moratorium.Read more

what is the Security?

There is no security for this loan.Read more

what are the Service Charges?

There is no processing charges for this loan.Read more

Helpline Numbers & Email ID for queries, facilitations and Grievances?

Helpline numbers,emails and facilitations are as follows:Read more

Timeline for appraisal, sanction, documentation / disbursement

Timeline for appraisal, sanction etc are as follows:Read more

what are emergency loans by government?

Public lender, Indian Bank has announced 5 emergency loans as the lockdown has been announced.Read more

what does agriculture credit mean?

Agricultural Credit is defined as a type of financing used to provide funding for agricultural producers. Loan facility is available through a large network of Commercial Banks, Regional Rural Banks and Cooperative Credit Institutions in the country to fulfil the crop loan and term loan needs of the farmers. There are three types of credit facilities, interset assistance, Kisan credit cats, and investment loan.Read More

During covid 19 farmers/BPL support by Indian government

The Government must provide small holder farmers and herders with seeds, tools, livestock feed and other inputs, along with animal health support so they can continue to produce food and generate income. All agriculture activities need to be included ‘works under MGNREGA’ during the lockdown period to ensure wages of labourers working at famers’ fields are paid out of the Government’s exchequer. Read more….

what are the price policy for agriculture commodities?

Price Policy is an important instrument for providing incentives to farmers for motivating them to go in for production oriented investment and technology. The objectives of agricultural price policy vary from country to country depending upon the place of agriculture in national economy. Read more….

Information about Pradhan Manthri Annadata Aay Sanrakshan Abhiyan

The Government has taken a giant leap towards boosting pro-farmer initiatives. With the recent approval of the umbrella scheme Pradhan Mantri Annadata Aay SanraksHan Abhiyan (PM-AASHA), that is aimed towards ensuring remunerative prices to farmers for their produce, the government has taken an unprecedented step. Read more…

Various insurance scemes for the argriculture

Pilot Modified National Agricultural Insurance Scheme (MNAIS) – Scheme, National Agricultural Insurance Scheme (NAIS), States / Districts Covered (NAIS) , Crops Covered (NAIS), Read more…

Comprehensive weather reports

With summer temperatures rising, comprehensive weather coverage in news by Doordarshan and All India Radio as the national public broadcasters from across the entire territory of India has assumed focus, an information and brocasting ministry statement said. Read more…

Information regarding the Market

There are many diffeent types of markets. Click here to learn about each type of market and their rules and regulations: Read more…

State Specific Schemes for the farmers

It is largely recognised that farming is not a remunerative occupation, which is why the Modi government planned to double farmers’ income in the next two years through various schemes. Finding markets – domestic and global – was central to the plan, but the pandemic has upset the applecart, as the economy has taken a beating and the recovery period is anybody’s guess. The government has opened a few procurement centres for limited operations, but restricting the entry of farmers has resulted in tardy progress and long queues, which is making farmers restive. Read more….

Information regading ICT application for agriculture
What are the post harvest technologies?

There are many different types of post harvest techonologies, each different from another. Click here to read about each type and its rules and regulations: click here

Information regading the FIshery sector

Many states have exempted fisheries and aquaculture activities including transportation from restricted list during lockdown. Handling of the catch, including its movement to the market are inevitable as fishes are perishable goods. However, fishers have to follow safety measures to prevent spread of the disease. Read more….

Top 5 Schemes for the underprivilidged community
Welfare of the Backward class

Pre-Matric Scholarship to the OBCs for studies in India, Post-Matric Scholarship to the OBC for studies in India, Construction of Hostels for OBC Boys and Girls, Assistance to Voluntary Organizations for Welfare of OBCs Read more….

Various Schemes For Backward class

There are many different types of backward class schemes, each different from another. Click here to learn about the different types of backward class schemes: click here

How are the regions divided in India and on what basis?

The COVID Care Centers are makeshift facilities. These may be set up in hostels, hotels, schools, stadiums, lodges etc., both public and private. If need be, existing quarantine facilities could also be converted into COVID Care Centers. Read More

How do I know I am in which zone?

The Union Health Ministry has listed 130 districts in the country in the Red Zone, 284 in Orange Zone and 319 in Green Zone on the basis of incidence of cases of COVID-19, doubling rate, extent of testing and surveillance feedback. Read More

What is economic activity of each zone?

In the course of the last quarter century increased attention has been drawn towards measures aimed at promoting economic growth by allowing economic activities to be set up in special delimited areas and freeing them therein from many distortions otherwise shackling the economy. Read More

Should everyone be wearing masks?

Everyone need not wear a mask.
If you have a cough and cold, you should wear a mask to not transmit the infection to others.if you are a healthcare worker looking after Covid-19 patients, then you need to wear a mask.But otherwise, a person who is going out for their day-to-day work, doesn’t need to wear a mask.Read more

What about people who have existing respiratory conditions like asthma etc. do they need to wear a mask?

People with asthma or any other respiratory conditions should wash their hands frequently, minimise their social interactions and avoid going to crowded places where there is a higher chance of getting infected.Read more

What if a colleague gets infected?

If you have come in close contact with someone who has tested positive, you should go into self-quarantine for two weeks. If you show symptoms, get tested.Read more

Is it safe to visit hospitals?

Yes, it is safe to go to hospitals as Covid-19 patients are kept in separate isolation wards. The Covid-19 virus does not spread very far. If you have Covid-19 patients isolated in one area of the hospital then the virus won’t reach the other area.Read more

Will summer or humidity kill Covid-19?

Chances are it won’t. It might reduce the transmissibility of the virus due to extreme heat. But we have seen tropical countries like Singapore report a good number of cases despite humidity.Read more

Can a person cured of Covid-19, get infected again?

This is a viral infection. Like swine flu or H1N1, if you are exposed to it, you can get infected again. But once you get the infection, the human system develops antibodies to fight the virus which is why in case you contract the infection again it is likely to be less severe than before.Read more

What are the special facilities during COVID 19?

Facilities for Women during COVID-19 Pandemic Read more

What is the Integrated Child Protection Scheme (ICPS)?

ICPS brings together multiple existing child protection schemes of the Ministry under one comprehensive umbrella, and integrates additional interventions for protecting children and preventing harm. Read more

What is POSHAN Abhiyaan scheme?

poshan-abhiyaan Read more

Whether they will be quarantined upon arrival in India (quarantined for 14 days)?

1. All passengers coming from/transiting through UAE, Qatar, Oman and Kuwait after 12.00 GMT on March 18, 2020 (Port of Departure) will be quarantined. 2. Those who have visited China, Republic of Korea, Iran, Italy, Spain, France and Germany on or after Feb 15, 2020 will be quarantined.

Who are not allowed?

No airline will bring any passenger from Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Iceland, Hungary, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland, Turkey, United Kingdom effective 12.00 GMT on March 18,2020 at Port of Departure. No airline will bring any passenger from Philippines, Malaysia and Afghanistan effective 15.00 IST on March 17, 2020 (Port of Departure).

Whether passengers transiting through the restricted countries will be allowed?

There will be no transit through these countries as no aircraft will board passengers for India in these countries.

Whether Indians transiting through China, Republic of Korea, Iran, Italy, Spain, France and Germany be quarantined on arrival in India?


Whether they can extend their Indian visas before expiry?

Yes, they should approach their jurisdictional FRRO/FROs through e-FRRO (https://indianfrro.gov.in/frro/)

Whether they can go out of India and return back?

Yes they can go out of India. However, they can return to India with fresh visa issued from Mission/Post only.

Whether Employment and project visa holders allowed from restricted countries?


Citizenship in India

The Constitution of India provides for a single citizenship for the whole of India. Every person who was at the commencement of the Constitution (26 January 1950) domiciled in the territory of India, and (a) who was born in India, or (b) either of whose parents was born in India, or (c) who has been ordinarily resident in India for not less than five years, became a citizen of India. The Citizenship Act, 1955 deals with matters relating to acquisition, determination and termination of Indian citizenship after the commencement of the Constitution.

Procedure for applying Indian Citizenship through online

As per the Indian Citizenship Act of 1955 (amended in 2003), an individual can obtain Indian citizenship by one or more of the following means: Read more

Dual Nationality or Dual Citizenship

The Constitution of India does not allow holding Indian citizenship and citizenship of a foreign country simultaneously. Based on the recommendation of the High Level committee on Indian Diaspora, the Government of India decided to grant Overseas Citizenship of India (OCI) commonly known as ‘dual citizenship’. Read more

How can I prove my citizenship in India?

Indian citizens do not have to prove any ancestry by presenting documents such as identity card, birth certificate etc of parents/grandparents dating back to pre-1971 situation. March 24, 1971 was the cut-off date for Assam’s NRC conducted under the supervision of the Supreme Court as per the Assam Accord, 1985, and was not related to countrywide citizens’ register. According to the Citizenship Act, anyone born on or after 26 January, 1950, but before 1 July, 1987 was an Indian citizen by birth. The CAA allows citizenship on the basis of religion to undocumented non-Muslim communities from Pakistan, Afghanistan and Bangladesh who entered India on or before December 31, 2014. There are apprehensions that the Act, followed by a country-wide NRC would benefit non-Muslims excluded from the citizens’ register, while excluded Muslims will have to prove their citizenship.

Overseas Citizenship of India

The Scheme provides for registration as Overseas Citizen of India (OCI) of all Persons of Indian Origin (PIOs) who were citizens of India on 26th January, 1950 or there after or were eligible to become citizens of India on 26th January, 1950 except who is or had been a citizen of Pakistan, Bangladesh or such other country as the Central Government may, by notification in the Official Gazette, specify. A registered Overseas Citizen of India is granted multiple entry, multi purpose, life-long visa for visiting India, he/she is exempted from registration with Foreign Regional Registration Officer or Foreign Registration Officer for any length of stay in India, and is entitled to general ‘parity with Non-Resident Indians in respect of all facilities available to them in economic, financial and educational fields except in matters relating to the acquisition of agricultural or plantation properties’.

What is PR card?

Permanent residency is a person’s resident status in a country of which they are not citizens but where they have the right to reside on a permanent basis. This is usually for a permanent period; a person with such status is known as a permanent resident. Permanent residency itself is distinct from right of abode, which waives immigration control for such persons. Persons having permanent residency still require immigration control if they do not have right of abode. However, a right of abode automatically grants people permanent residency. This status also gives work permit in most cases.

What is OCI?

The Overseas Citizenship of India (OCI) is an immigration status permitting a foreign citizen of Indian origin to live and work in the Republic of India indefinitely Readmore

What is PIO?

All the existing Persons of Indian Origin (PIO) card holder registered as such under new PIO Card scheme 2002, shall be deemed to be Overseas Citizens of India Cardholder. Read more

How to apply OCI in India?

Please visit hyperlink: here

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